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38W700 Rte 20, Elgin, IL 60124 Property Records

Kane County property record for 38W700 Rte 20, Elgin, IL 60124

Property Summary

Property TypeCommercial
Details2,856 sqft · built 1985
Lot Size2.13 acres (93,218 sqft)
Owner2 Company Names on File
Last Sale$550,000 (Dec 2020)
Tax Bill$22,882 (2025)
Deeds & MortgagesDec 2020 Transfer
Flood ZoneZone X (minimal risk)
APN06-07-300-008

Property Details

APN / Parcel Number

Primary APN06-07-300-008

Interior

Stories1 Story
Building Area2,856 sqft Gross Area
1st Floor Area2,856 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Lot Area93,218 sqft

Location & Zoning

Street Address38W700 RT 20
CityELGIN
StateIL
Zip60124
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionNONE LOT 11 SEC 7-41-8
Legal Range08
Legal Township41
Legal Section07
Legal Block4
Legal Lot Number11
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group4
Census Block4018
Census Tract851904

Owner

38W700 Rte 20, a commercial property, is owned by a company that bought it in December 2020.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Company Names on File
Mailing Address2132 BELVIDERE LINE DR, ELGIN, IL 60123-2585
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 18, 2020 · Amount on File
Deed SaleDec 18, 2020 · Amount on File
Prior SaleFeb 22, 2011 · Amount on File
Deed Document Number202079399
Prior Transfer DateDec 5, 2020
Prior Transfer Doc0000079399
Record UpdatedOct 29, 2026

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateDec 18, 2020
Property Address38W700 RT 20, ELGIN, IL 60124
Document Number0000079399
Instrument DateDec 5, 2020
Instrument79399
Transaction TypeTransfer
Record UpdatedDec 30, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2132 BELVIDERE LINE DR ELGIN IL 601232585, ELGIN, IL 60123-2585

Tax Assessment & Valuation

The 2025 property tax bill for 38W700 Rte 20 was $22,882.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$22,882.00$330,155 (+8.57%) Land $110,878 Building $219,277$990,861 (+8.57%) Land $332,767 Building $658,094
2024$304,094 Land $102,126 Building $201,968$912,647 Land $306,501 Building $606,146
2022$21,838.00 (+4.39%)$250,503 (+6.96%) Land $84,128 Building $166,375$751,509 (+6.96%) Land $252,384 Building $499,125
2021$20,919.00$234,203 Land $78,654 Building $155,549$702,609 Land $235,962 Building $466,647

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 38W700 Rte 20 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2000)
Most Recent ClaimJun 2000

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38W700 Rte 20 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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