37W774 Rte 20, Elgin, IL 60124 Property Records

Kane County property record for 37W774 Rte 20, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,810 sqft · built 1960
Lot Size	1.26 acres (55,321 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Sep 2021)
Tax Bill	$8,583 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-17-100-017`

Property Details

APN / Parcel Number

Primary APN	`06-17-100-017`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,810 sqft Living Area
Gross Area	3,620 sqft
1st Floor Area	1,810 sqft
Basement Area	1,810 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Lot Area	55,321 sqft
Parking Spaces	6 Parking Spaces

Location & Zoning

Street Address	37W774 RTE 20
City	ELGIN
State	IL
Zip	60124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOELLERS 2ND ADDN LOT 1
Legal Subdivision	MOELLERS 2ND ADDN
Legal Block	4
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4030
Census Tract	851904

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	37W774 RTE 20, ELGIN, IL 60124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2021 · Amount on Record
Deed Sale	Sep 30, 2021 · Amount on Record
Deed Document Number	202174228
Prior Transfer Date	May 18, 2006
Prior Transfer Doc	0000066513
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 30, 2021
Property Address	37W774 RTE 20, ELGIN, IL 60124
Document Number	0000074228
Instrument Date	Sep 27, 2021
Instrument	2021K074228
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	37W774 ROUTE 20 HWY, ELGIN, IL 60124

Mortgage

Document Number	0000074229
Date	Sep 30, 2021
Instrument	2021K074229

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,583.00 (+4.71%) Homeowner's exemption	$131,839 (+8.57%) Land $34,197 Building $97,642	$395,675 (+8.57%) Land $102,632 Building $293,043
2024		$121,433 (+21.39%) Land $31,498 Building $89,935	$364,445 (+21.44%) Land $94,532 Building $269,913
2022	$8,197.00 (+11.21%) Homeowner's exemption	$100,032 (+6.96%) Land $25,947 Building $74,085	$300,096 (+6.96%) Land $77,841 Building $222,255
2021	$7,371.00 Homeowner's exemption	$93,523 Land $24,259 Building $69,264	$280,569 Land $72,777 Building $207,792

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2000)
Most Recent Claim	Jun 2000

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20