38W691 Ridgewood Ln, Elgin, IL 60124 Property Records

Kane County property record for 38W691 Ridgewood Ln, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,179 sqft · built 1970
Lot Size	0.552 acres (24,035 sqft)
Owner	2 Individual Names on Record
Last Sale	$153,000 (Jul 1995)
Tax Bill	$8,118 (2025)
Deeds & Mortgages	Feb 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-06-326-014`

Property Details

APN / Parcel Number

Primary APN	`06-06-326-014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,179 sqft Living Area
Gross Area	3,134 sqft
1st Floor Area	2,179 sqft
Basement Area	955 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	24,035 sqft (0.552 acres)
Lot Width	85 ft Width
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	38W691 RIDGEWOOD LN
City	ELGIN
State	IL
Zip	60124-7977
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILDWOOD VALLEY LOT 32
Legal Subdivision	WILDWOOD VALLEY
Legal Block	2
Legal Lot Number	32
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2009
Census Tract	851910

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1011 KANE ST, SOUTH ELGIN, IL 60177-1450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 1995 · Amount on Record
Deed Sale	Jul 24, 1995 · Amount on Record
Deed Document Number	199540817
Deed Book / Page	1110 / 717
Last Transfer Date	Feb 20, 2024
Transfer Doc	0000005480
Record Updated	Sep 20, 2026

February 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KANE IL
Recording Date	Feb 21, 2024
Property Address	38W691 RIDGEWOOD LN, ELGIN, IL 60124-7977
Document Number	0000005480
Instrument Date	Feb 20, 2024
Instrument	2024K005480
Transaction Type	Transfer
Record Updated	Mar 1, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38W691 RIDGEWOOD LN, ELGIN, IL 60124-7977

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 KANE ST, SOUTH ELGIN, IL 60177-1450

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,118.00 (+12.16%)	$136,665 (+8.57%) Land $40,779 Building $95,886	$410,159 (+8.57%) Land $122,386 Building $287,773
2024		$125,877 (+21.39%) Land $37,560 Building $88,317	$377,782 (+21.44%) Land $112,725 Building $265,057
2022	$7,238.00 (+6.5%) Homeowner's exemption	$103,694 (+6.96%) Land $30,941 Building $72,753	$311,082 (+6.96%) Land $92,823 Building $218,259
2021	$6,796.00 Homeowner's exemption	$96,947 Land $28,928 Building $68,019	$290,841 Land $86,784 Building $204,057

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fox Valley Internet.

Nearby Properties on Ridgewood Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures