38W646 Ridgewood Ln, Elgin, IL 60124 Property Records

Kane County property record for 38W646 Ridgewood Ln, Elgin, IL 60124 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,456 sqft · built 1969
Lot Size0.455 acres (19,837 sqft)
OwnerIndividual Name on File
Last Sale$345,000 (Nov 2024)
Tax Bill$8,315 (2025)
Flood ZoneZone X (minimal risk)
APN06-06-326-018

Property Details

APN / Parcel Number

Primary APN06-06-326-018

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,456 sqft Living Area
Gross Area2,912 sqft
1st Floor Area1,456 sqft
Basement Area1,456 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Exterior MaterialBrick
Lot Area19,837 sqft (0.455 acres)
Lot Width154 ft Width
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address38W646 RIDGEWOOD LN
CityELGIN
StateIL
Zip60124-7912
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILDWOOD VALLEY LOT 36
Legal SubdivisionWILDWOOD VALLEY
Legal Block2
Legal Lot Number36
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2009
Census Tract851910

Owner

Source: Kane County records · APN 06-06-326-018

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address815 CARLTON DR, ELGIN, IL 60120-4010
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 18, 2024 · Amount on Record
Deed SaleNov 18, 2024 · Amount on Record
Deed Document Number202442596
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,315.00 (+13.48%)
2024$121,202 (+21.39%) Land $37,560 Building $83,642$363,752 (+21.44%) Land $112,725 Building $251,026
2022$7,327.00 (+6.1%) Homeowner's exemption$99,842 (+6.96%) Land $30,941 Building $68,901$299,526 (+6.96%) Land $92,823 Building $206,703
2021$6,906.00 Homeowner's exemption$93,346 Land $28,928 Building $64,418$280,038 Land $86,784 Building $193,254

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519102, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 5% of the US · above 30% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 46 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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