Kane County property record for 38W641 Sunset Dr, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 2,512 sqft · built 1955 |
| Lot Size | 1.61 acres (70,567 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $8,043 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-30-331-001 |
| Primary APN | 09-30-331-001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,512 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 70,567 sqft |
| Garage Type | Detached |
| Garage Area | 408 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 38W641 SUNSET DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-6030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP AREA: 014-LKECHRLT,RNBWHIL |
| Legal Subdivision | RAINBOW HILLS |
| Legal Block | 2 |
| Legal Lot Number | 30 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 852204 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 38W641 SUNSET DR, SAINT CHARLES, IL 60175-6030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 38W641 SUNSET DR, ST CHARLES, IL 60175-6030 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000040316 |
|---|---|
| Date | Nov 16, 2023 |
| Instrument | 2023K040316 |
| Name | OLD SECOND NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | AURORA, IL 60506 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,043.00 (+10.94%) Homeowner's exemption | $128,471 (+8.53%) Land $46,009 Building $82,462 | $385,567 (+8.53%) Land $138,082 Building $247,485 |
| 2024 | $118,374 (+17.45%) Land $42,393 Building $75,981 | $355,264 (+17.49%) Land $127,230 Building $228,034 | |
| 2022 | $7,250.00 (+6.16%) Homeowner's exemption | $100,789 (+4.91%) Land $38,309 Building $62,480 | $302,367 (+4.91%) Land $114,927 Building $187,440 |
| 2021 | $6,829.00 Homeowner's exemption | $96,072 Land $36,516 Building $59,556 | $288,216 Land $109,548 Building $178,668 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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