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38W581 Sunset Dr, Saint Charles, IL 60175 Property Records

Kane County property record for 38W581 Sunset Dr, Saint Charles, IL 60175

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,437 sqft · built 1957
Lot Size0.833 acres (36,300 sqft)
OwnerIndividual Name on Record
Last Sale$245,000 (Nov 2023)
Tax Bill$5,382 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Jan 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-30-331-002

Property Details

APN / Parcel Number

Primary APN09-30-331-002

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,437 sqft Living Area
1st Floor Area1,437 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1969
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area36,300 sqft (0.833 acres)
Garage TypeAttached
Garage Area450 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address38W581 SUNSET DR
CitySAINT CHARLES
StateIL
Zip60175-6030
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAP AREA: 014-LKECHRLT,RNBWHIL
Legal SubdivisionRAINBOW HILLS
Legal Block2
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2003
Census Tract852204

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address38W581 SUNSET DR, SAINT CHARLES, IL 60175-6030
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Nov 7, 2023Deed, Transfer · Conventional Mortgage
COMPASS MORTGAGE INC
Jan 20, 2023Intrafamily Transfer, Transfer
ATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND
Dec 30, 2022Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 7, 2023 · Amount on Record
Deed SaleNov 7, 2023 · Amount on Record
Deed Document Number202339062
Prior Transfer DateJan 19, 2023
Prior Transfer Doc0000002154
Record UpdatedSep 20, 2026

November 2023: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateNov 7, 2023
Property Address38W581 SUNSET DR, ST CHARLES, IL 60175-6030
Document Number0000039062
Map ReferenceDOC 782700
Instrument DateNov 1, 2023
Instrument2023K039062
Transaction TypeTransfer
Record UpdatedNov 14, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$245.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address38W581 SUNSET DR, SAINT CHARLES, IL 60175-6030

Mortgage

Document Number0000039063
DateNov 7, 2023
Instrument2023K039063
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053
Interest
Rate TypeFixed Rate
Rate6.87%

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateJan 20, 2023
Property Address38W581 SUNSET DR, ST CHARLES, IL 60175-6030
Document Number0000002154
Map ReferenceDOC 782700
Instrument DateJan 19, 2023
Instrument2023K002154
Transaction TypeTransfer
Record UpdatedAug 29, 2023
Title CompanyATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address38W581 SUNSET DR, SAINT CHARLES, IL 60175-6030

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateDec 30, 2022
Property Address38W581 SUNSET DR, ST CHARLES, IL 60175-6030
Document Number0000060520
Map ReferenceDOC 782700
Instrument DateDec 29, 2022
Instrument2022K060520
Transaction TypeTransfer
Record UpdatedAug 29, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address38W581 SUNSET DR, SAINT CHARLES, IL 60175-6030

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,382.00 (-7.13%)$88,625 (+8.53%) Land $40,417 Building $48,208$265,981 (+8.53%) Land $121,300 Building $144,682
2024$81,659 (-0.14%) Land $37,240 Building $44,419$245,075 (-0.1%) Land $111,765 Building $133,310
2022$5,795.00 (+6.23%) Homeowner's exemption$81,770 (+4.91%) Land $33,203 Building $48,567$245,310 (+4.91%) Land $99,609 Building $145,701
2021$5,455.00 Homeowner's exemption$77,943 Land $31,649 Building $46,294$233,829 Land $94,947 Building $138,882

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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