38W095 Heatherfield Dr, Elgin, IL 60124 Property Records

Kane County property record for 38W095 Heatherfield Dr, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,314 sqft · built 1986
Lot Size0.926 acres (40,320 sqft)
Owner2 Individual Names on File
Last Sale$247,000 (Apr 1996)
Tax Bill$11,425 (2025)
Flood ZoneZone X (minimal risk)
APN06-31-478-004

Property Details

APN / Parcel Number

Primary APN06-31-478-004

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,314 sqft Living Area
Gross Area3,924 sqft
Basement Area1,610 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area40,320 sqft (0.926 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address38W095 HEATHERFIELD DR
CityELGIN
StateIL
Zip60124-8805
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFARMSTEAD SUB LOT 34
Legal SubdivisionFARMSTEAD SUB
Legal Block1
Legal Lot Number34
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1029
Census Tract851912

Owner

38W095 Heatherfield Dr is owned and occupied by two individuals who bought it in April 1996.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address38W095 HEATHERFIELD DR, ELGIN, IL 60124-8805
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 1996 · Amount on File
Deed SaleApr 30, 1996 · Amount on File
Deed Document Number199630958
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 38W095 Heatherfield Dr was $11,425 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,425.00 Homeowner's exemption$179,105 (+8.57%) Land $38,245 Building $140,860$537,530 (+8.57%) Land $114,781 Building $422,749
2024$164,967 Land $35,226 Building $129,741$495,099 Land $105,720 Building $389,379
2022$9,921.00 (+6.16%) Homeowner's exemption$135,894 (+6.96%) Land $29,018 Building $106,876$407,682 (+6.96%) Land $87,054 Building $320,628
2021$9,345.00 Homeowner's exemption$127,051 Land $27,130 Building $99,921$381,153 Land $81,390 Building $299,763

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38W095 Heatherfield Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimMay 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38W095 Heatherfield Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Heatherfield Dr

Nearby Streets

Search Property Records by Address or Parcel Number