38W024 Heatherfield Dr, Elgin, IL 60124 Property Records

Kane County property record for 38W024 Heatherfield Dr, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,596 sqft · built 1988
Lot Size1.04 acres (45,726 sqft)
OwnerIndividual Name on Record
Tax Bill$11,179 (2025)
Deeds & MortgagesApr 2021 Mortgage
Apr 2021 Transfer
Flood ZoneZone X (minimal risk)
APN06-31-477-007

Property Details

APN / Parcel Number

Primary APN06-31-477-007

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,596 sqft Living Area
Gross Area3,894 sqft
Basement Area1,298 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Construction TypeFrame
Lot Area45,726 sqft
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address38W024 HEATHERFIELD DR
CityELGIN
StateIL
Zip60124-8800
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFARMSTEAD SUB LOT 7
Legal SubdivisionFARMSTEAD SUB
Legal Block1
Legal Lot Number7
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1028
Census Tract851912

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address38W024 HEATHERFIELD DR, ELGIN, IL 60124-8800
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Apr 20, 2021Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 13, 2021
Transfer Doc0000030667
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address38W024 HEATHERFIELD DR, ELGIN, IL 60124-8800
Transaction TypeMortgage
Record UpdatedMay 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000033907
DateApr 29, 2021
Instrument2021K033907
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2036
Interest
Rate TypeFixed Rate
Rate2.62%

April 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionKANE IL
Recording DateApr 20, 2021
Property Address38W024 HEATHERFIELD DR, ELGIN, IL 60124-8800
Document Number0000030667
Instrument DateApr 13, 2021
Instrument2021K030667
Transaction TypeTransfer
Record UpdatedJul 27, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address38W024 HEATHERFIELD DR, 38W024, ELGIN, IL 60124-8800

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,179.00 (+15.16%) Homeowner's exemption$175,410 (+8.57%) Land $38,245 Building $137,165$526,441 (+8.57%) Land $114,781 Building $411,660
2024$161,564 (+21.39%) Land $35,226 Building $126,338$484,886 (+21.44%) Land $105,720 Building $379,166
2022$9,707.00 (+6.17%) Homeowner's exemption$133,091 (+6.96%) Land $29,018 Building $104,073$399,273 (+6.96%) Land $87,054 Building $312,219
2021$9,143.00 Homeowner's exemption$124,431 Land $27,130 Building $97,301$373,293 Land $81,390 Building $291,903

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimMay 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: Fox Valley Internet.

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