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  5. Ward Basin Rd

3899 Ward Basin Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 3899 Ward Basin Rd, Milton, FL 32583

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,290 sqft · built 2021
Lot Size1.41 acres (61,463 sqft)
Owner2 Individual Names on Record
Last Sale$1,750,000 (Mar 2023)
Tax Bill$16,211 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Feb 2020 Construction Loan
+ 2 more
Flood ZoneZone VE (high risk)
APN19-1N-27-0000-06602-0000

Property Details

APN / Parcel Number

Primary APN19-1N-27-0000-06602-0000
Alternative APN
  • N271190000066020000

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,290 sqft Living Area
Gross Area9,465 sqft
1st Floor Area3,290 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete
Construction TypeWood
Roof MaterialMetal
Lot Area61,463 sqft (1.41 acres)
Lot Dimensions250 ft deep x 265 ft wide
Garage TypeAttached
Garage Area1,344 sqft
PorchSlab
Porch Area2,913 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address3899 WARD BASIN RD
CityMILTON
StateFL
Zip32583-8824
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description*DESCRIPTION UPDATE FOR 2023* COM AT NE CORN OF SEC 19 TWNSHP 1 NORTH RNG 27 WEST TH S 02* 4253 W 3974.41 FT TO NE CORN OF S2 OF GOV LOT 6 TH N 89*05 11 W 942.65 FT TO POB TH S 00 *3855 W 135.29 FT TH N 88*26 14 W 210 FT TH S 55*3855 W 118.05 FT TO P
Legal Range27W
Legal Township1N
Legal Section19
Legal Lot Number6
JurisdictionSANTA ROSA FL
Township / Civil DivisionEAST MILTON
Census Block Group4
Census Block4005
Census Tract10809

Owner

Source: Santa Rosa County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3899 WARD BASIN RD, MILTON, FL 32583-8824
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2023Warranty Deed, Transfer · Conventional Mortgage
SERVISFIRST BANK
Feb 12, 2020Deed of Trust, Mortgage · Construction Mortgage
TRUSTMARK NATIONAL BANK
Sep 23, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 12, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 8, 2023 · Amount on Record
Deed SaleMar 8, 2023 · Amount on Record
Prior SaleMar 12, 2019 · Amount on Record
Deed Document Number20239621
Deed Book / Page4373 / 1086
Prior Transfer DateSep 23, 2020
Prior Transfer Doc0040060084
Record UpdatedSep 20, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMar 8, 2023
Property Address3899 WARD BASIN RD, MILTON, FL 32583-8824
Document Number0043731086
Book / Page4373 / 1086
Instrument DateMar 8, 2023
Instrument202309621
Transaction TypeTransfer
Record UpdatedApr 12, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$12,250.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address200 W INTENDENCIA ST, PENSACOLA, FL 32502-5710

Transferred To (Grantee/Buyer)

NameVerified Name
Address3899 WARD BASIN RD, MILTON, FL 32583-8824

Mortgage

Document Number0043731091
DateMar 8, 2023
Instrument4373/1091
Lender
NameSERVISFIRST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053
Interest
Rate TypeAdjustable Rate
Rate7%
Type Change DateApr 1, 2026
Change FrequencyAnnually
Min Rate At Change7%
Max Rate At Change12%
Index1-Year T-Bill
Max Rate12%

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address3899 WARD BASIN RD, MILTON, FL 32583-8824
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039180369
DateFeb 12, 2020
Book Page3918/369
Instrument202006876
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
Address39255
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateMar 1, 2031
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change8.75%
Index1-Year LIBOR
Max Rate8.75%

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateSep 23, 2020
Property Address3899 WARD BASIN RD, MILTON, FL 32583-8824
Document Number0040060084
Book / Page004006 / 000084
Instrument DateSep 23, 2020
Instrument48820
Transaction TypeTransfer
Record UpdatedOct 28, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address3899 WARD BASIN RD MILTON FL 325838824, MILTON, FL 32583-8824

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMar 12, 2019
Property Address3899 WARD BASIN RD, MILTON, FL 32583-8824
Document Number0038101504
Book / Page003810 / 001504
Instrument DateMar 8, 2019
Instrument9523
Transaction TypeTransfer
Record UpdatedMar 28, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,225.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6618 ALLISON WAY PACE FL 325719165, PACE, FL 32571-9165

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,211.00 (+3.35%) Homeowner's exemption$1,443,403 (+2.9%)$1,537,197 (+5.27%) Land $201,400 Building $1,335,797
2024$15,686.00 (+51.04%) Homeowner's exemption$1,402,724 (+52.14%)$1,460,187 (+4%) Land $201,400 Building $1,258,787
2023$10,385.00 (+24.8%) Homeowner's exemption$922,001 (+25.22%)$1,403,968 (+77.56%) Land $190,800 Building $1,213,168
2022$8,321.00 Homeowner's exemption$736,326$790,721 Land $171,296 Building $619,425

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 145 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies145 in force
Nearby Flood Claims50 (1995–2023)
Claims Outside the SFHA1 of 50
Most Recent ClaimAug 2023 · other causes
Claims by Event
  • Hurricane Sally, Sep 2020 · 42 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 78% of the US · above 66% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST MILTON WATER SYSTEM
public/private · serves 17,292 people · EPA ID FL1570232
Water SourceGroundwater
Last State InspectionFeb 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		2,000 / 1,000

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