3889 Ward Basin Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 3889 Ward Basin Rd, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,069 sqft · built 2018
Lot Size	1.36 acres (59,459 sqft)
Owner	2 Company Names on Record
Last Sale	$871,300 (Sep 2021)
Tax Bill	$6,530 (2024)
Deeds & Mortgages	Mar 2023 Transfer Sep 2021 Sale & Mortgage + 5 more
Flood Zone	Zone VE (high risk)
APN	`19-1N-27-0000-06604-0000`

Property Details

APN / Parcel Number

Primary APN	`19-1N-27-0000-06604-0000`
Alternative APN	`N271190000066040000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,069 sqft Living Area
Gross Area	5,639 sqft
1st Floor Area	2,069 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	59,459 sqft (1.36 acres)
Lot Dimensions	250 ft deep x 238 ft wide
View / Lot	Bay
Porch	Unfinished Open Porch
Porch Area	902 sqft
Pole Barn	960 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3889 WARD BASIN RD
City	MILTON
State	FL
Zip	32583-8824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DESCRIPTION UPDATE FOR 2023 COM AT NE CORN OF SEC TH S 024253 W 3974.41 FT TO NE CORN OF S2 OF GOV LOT 6 TH N 890511 W 942.65 FT TH S 003855 135.29 FT TH S 362105 E 170 FT TO POB TH CONT 90 FT TH S 46*0855 W 303.62 FT TO MHWL (NEXT 4 CALLS ALON
Legal Range	27W
Legal Township	1N
Legal Section	19
Legal Lot Number	6
Jurisdiction	SANTA ROSA FL
Township / Civil Division	EAST MILTON
Census Block Group	4
Census Block	4005
Census Tract	10809

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3889 WARD BASIN RD, MILTON, FL 32583-8824
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2023	Intrafamily Transfer, Transfer ACCOMMODATION
Sep 24, 2021	Warranty Deed, Transfer · VA Mortgage UNIVERSITY LENDING GROUP LLC
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage CENTERSTATE BANK OF FLORIDA NA
Jun 19, 2019	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
Jul 21, 2017	Warranty Deed, Transfer · Commercial Mortgage HANCOCK BANK
Mar 16, 2017	Warranty Deed, Transfer · Conventional Mortgage LAURA MELVIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2021 · Amount on Record
Deed Sale	Sep 24, 2021 · Amount on Record
Prior Sale	Jul 21, 2017 · Amount on Record
Deed Document Number	202163831
Deed Book / Page	4182 / 1388
Last Transfer Date	Mar 14, 2023
Transfer Doc	0043761744
Record Updated	Jun 8, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 20, 2023
Property Address	3889 WARD BASIN RD, MILTON, FL 32583-8824
Document Number	0043761744
Book / Page	4376 / 1744
Map Reference	MB 1884 PG 1597
Instrument Date	Mar 14, 2023
Instrument	202311534
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3889 WARD BASIN RD, MILTON, FL 32583-8824

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3889 WARD BASIN RD, MILTON, FL 32583-8824

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 24, 2021
Property Address	3889 WARD BASIN RD, MILTON, FL 32583-8824
Document Number	0041821388
Book / Page	4182 / 1388
Instrument Date	Sep 23, 2021
Instrument	202163831
Transaction Type	Transfer
Record Updated	Oct 15, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,099.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4563 JERNIGAN RD, 4563, PACE, FL 32571-1921

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3889 WARD BASIN RD, MILTON, FL 32583-8824

Mortgage

Document Number	41821394
Date	Sep 24, 2021
Instrument	4182/1394

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3889 WARD BASIN RD, MILTON, FL 32583-8824
Transaction Type	Mortgage
Record Updated	Jul 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041191162
Date	May 17, 2021
Book Page	4119/1162
Instrument	202132877

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3889 WARD BASIN RD, MILTON, FL 32583-8824
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037750742
Date	Oct 18, 2018
Book Page	3775/0742
Instrument	201844894

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank
Address	WEST POINT, GA 31833

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2033

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3889 WARD BASIN RD, MILTON, FL 32583-8824
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038410503
Date	Jun 19, 2019
Book Page	3841/0503
Instrument	201926054

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 12, 2034

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 21, 2017
Property Address	3889 WARD BASIN RD, MILTON, FL 32583-8824
Document Number	0036441559
Book / Page	3644 / 1559
Instrument Date	Jul 20, 2017
Instrument	201729719
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	CLEAR TITLE OF NORTWEST FLOR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7836 PETERSEN POINT RD, 7836, MILTON, FL 32583-8543

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3889 WARD BASIN RD, MILTON, FL 32583-8824

Mortgage

Document Number	0201729720
Date	Jul 21, 2017
Instrument	201729720

Lender

Name	HANCOCK BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jul 20, 2019

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 16, 2017
Property Address	3889 WARD BASIN RD, MILTON, FL 32583-8824
Document Number	0036062028
Book / Page	003606 / 002028
Instrument Date	Mar 14, 2017
Instrument	10314
Transaction Type	Transfer
Record Updated	Apr 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$805.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7836 PETERSEN POINT RD MILTON FL 325838543, MILTON, FL 32583-8543

Mortgage

Document Number	36062031
Date	Mar 16, 2017
Book Page	003606/002031
Instrument	10315

Lender

Name	LAURA MELVIN
Address	6223 HIGHWAY 90, MILTON, FL 32570-1705
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 15, 2027

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$620,200 (+2.9%)	$646,951 (+1.19%) Land $161,840 Building $485,111
2024	$6,530.00 (+1.52%) Homeowner's exemption Disabled Person's exemption	$602,721 (+3%)	$639,368 (+1.61%) Land $161,840 Building $477,528
2023	$6,432.00 (+1.2%) Homeowner's exemption	$585,166 (+3%)	$629,243 (+1.03%) Land $161,840 Building $467,403
2022	$6,356.00 Homeowner's exemption	$568,122	$622,847 Land $190,400 Building $432,447

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 145 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	145 in force
Nearby Flood Claims	50 (1995–2023)
Claims Outside the SFHA	1 of 50
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 42 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 66% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MILTON WATER SYSTEM public/private · serves 17,292 people · EPA ID FL1570232
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000

3889 Ward Basin Rd, Milton, FL 32583 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2023: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Ward Basin Rd

Nearby Streets

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