Hamilton County property record for 3898 Ridgedale Dr, Cincinnati, OH 45247
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,872 sqft · built 1977 |
| Lot Size | 0.482 acres (20,996 sqft) |
| Owner | Individual Name on File |
| Last Sale | $247,000 (Mar 2018) |
| Tax Bill | $4,654 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0093-0220-00 |
| Primary APN | 550-0093-0220-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,872 sqft Living Area |
| 1st Floor Area | 1,872 sqft |
| Basement Area | 1,872 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 20,996 sqft (0.482 acres) |
| Lot Dimensions | 246 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 522 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3898 RIDGEDALE DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45247-6947 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGEDALE DR 90 X 246.89 IRR LOT 4 GOLDEN VALLEY SUB BLK A |
| Legal Subdivision | GOLDEN VALLEY SUB |
| Legal Block | A |
| Legal Lot Number | 4 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20812 |
3898 Ridgedale Dr is owned and occupied by an individual who bought it in March 2018.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3898 RIDGEDALE DR, CINCINNATI, OH 45247-6947 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MYCUMORTGAGE |
| Mar 28, 2018 | Warranty Deed, Transfer · Conventional Mortgage CINCINNATI OHIO POLICE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2018 · Amount on File |
| Deed Sale | Mar 28, 2018 · Amount on File |
| Deed Document Number | 0000005344 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3898 RIDGEDALE DR, CINCINNATI, OH 45247-6947 |
| Document Number | 0000121060 |
| Instrument Date | Nov 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3898 RIDGEDALE DR CINCINNATI OH 452476947, CINCINNATI, OH 45247-6947 |
| Document Number | 0000121060 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 014297/001461 |
| Instrument | 121060 |
| Name | MYCUMORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | BEAVERCREEK, OH 45431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 16, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 28, 2018 |
| Property Address | 3898 RIDGEDALE DR, CINCINNATI, OH 45247-6947 |
| Document Number | 0000005344 |
| Map Reference | MB 36 PG 48&49 |
| Instrument Date | Mar 19, 2018 |
| Instrument | 18-0025344 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $741.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3898 RIDGEDALE DR, CINCINNATI, OH 45247-6947 |
| Document Number | 0000005345 |
|---|---|
| Date | Mar 28, 2018 |
| Instrument | 18-0025345 |
| Name | CINCINNATI OHIO POLICE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
The 2025 property tax bill for 3898 Ridgedale Dr was $4,654, up 2.2% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,654.00 (+2.2%) | $85,596 (-) Land $17,738 Building $67,858 | |
| 2024 | $4,554.00 (-0.42%) | $85,596 (-) Land $17,738 Building $67,858 | |
| 2023 | $4,573.00 (-19.02%) | $85,596 (-0.99%) Land $17,738 Building $67,858 | $244,560 Land $50,680 Building $193,880 |
| 2022 | $5,647.00 Homeowner's exemption | $86,450 Land $15,890 Building $70,560 | |
| 2020 | $247,000 Land $45,400 Building $201,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3898 Ridgedale Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3898 Ridgedale Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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