Hamilton County property record for 3887 Ridgedale Dr, Cincinnati, OH 45247
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,072 sqft · built 1977 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,857 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jul 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0093-0250-00 |
| Primary APN | 550-0093-0250-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,072 sqft Living Area |
| Gross Area | 3,712 sqft |
| 1st Floor Area | 1,112 sqft |
| 2nd Floor Area | 960 sqft |
| Basement Area | 1,112 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Dimensions | 245 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | Deck Area |
| Patio Area | 1,227 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3887 RIDGEDALE DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45247-6946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGEDALE DR 80 X 245 LOT 34 GOLDEN VALLEY SUB BLK A |
| Legal Subdivision | GOLDEN VALLEY SUB |
| Legal Block | A |
| Legal Lot Number | 34 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 20812 |
3887 Ridgedale Dr is owned and occupied by an individual who acquired it in September 2000.
Source: Hamilton County records, as of May 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3887 RIDGEDALE DR, CINCINNATI, OH 45247-6946 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC |
| Jul 19, 2024 | Deed of Trust, Mortgage · Line of Credit NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2000 |
| Deed Sale | Sep 5, 2000 |
| Deed Document Number | 2000137488 |
| Deed Book / Page | 8358 / 1786 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 14, 2026 |
| Property Address | 3887 RIDGEDALE DR, CINCINNATI, OH 45247-6946 |
| Document Number | 0000028074 |
| Book / Page | 15644 / 1491 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 202628074 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3887 RIDGEDALE DR, CINCINNATI, OH 45247-6946 |
| Document Number | 0000028074, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 15644/1491 |
| Instrument | 202628074 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3887 RIDGEDALE DR, CINCINNATI, OH 45247-6946 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000049837 |
|---|---|
| Date | Jul 19, 2024 |
| Book Page | 15211/300 |
| Instrument | 2024-0049837 |
| Name | NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LEBANON, OH 45036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 3887 Ridgedale Dr was $3,857 with a homeowner's exemption, up 2.1% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,857.00 (+2.09%) Homeowner's exemption | $81,225 (-) Land $15,820 Building $65,405 | $232,070 Land $45,200 Building $186,870 |
| 2024 | $3,778.00 (-1.56%) Homeowner's exemption | $81,225 (-) Land $15,820 Building $65,405 | |
| 2023 | $3,838.00 (+5.21%) Homeowner's exemption | $81,225 (+25.57%) Land $15,820 Building $65,405 | $232,070 Land $45,200 Building $186,870 |
| 2022 | $3,648.00 Homeowner's exemption | $64,684 Land $14,175 Building $50,509 | |
| 2020 | $184,810 Land $40,500 Building $144,310 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3887 Ridgedale Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3887 Ridgedale Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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