Highland County property record for 3898 Mill Gap Rd, Monterey, VA 24465
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,500 sqft |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,374 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 41 A 35A |
| Primary APN | 41 A 35A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,500 sqft Living Area |
| Basement Area | 1,500 sqft |
| Architectural Style | Ranch |
|---|---|
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 376 sqft |
| Deck Area | 220 sqft |
| Patio Area | 270 sqft |
| Shed | 1 Shed |
| Shed Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Spring/Creek |
| Account Number | 3322 |
|---|---|
| Street Address | 3898 MILL GAP RD |
| City | MONTEREY |
| State | VA |
| Zip | 24465-2465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E8E22E20S30W16W22 W12N30; N10E22S10W22; N10E20S10W20; N10E15S10W15; E15N30W15S30; S8W22N8E22; N30W9S30E9 |
| Jurisdiction | HIGHLAND VA |
| Township / Civil Division | BLUE GRASS |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 970100 |
Source: Highland County records, as of June 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3898 MILL GAP RD, MONTEREY, VA 24465-2465 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Highland County assessment roll, as of June 12, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Highland County |
| Unified School District | Highland County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,374.00 | $269,500 Land $36,000 Building $233,500 | |
| 2024 | $269,500 Land $36,000 Building $233,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1996–2003) |
| Most Recent Claim | Nov 2003 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Highland Telephone Cooperative Fiber | 1,000 / 500 |
No cell data coverage reported
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