Highland County property record for 3118 Mill Gap Rd, Monterey, VA 24465
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 3,241 sqft · built 1897 |
| Lot Size | 5.04 acres (219,542 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,028 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 41 A 47A |
| Primary APN | 41 A 47A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 3,241 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1897 |
|---|---|
| Effective Year Built | Effective 1897 |
| Exterior Material | Brick |
| Roof Material | Metal |
| Lot Area | 219,542 sqft (5.04 acres) |
| Porch | Slab |
| Porch Area | 688 sqft |
| Heating System | Central |
|---|---|
| Sewer | Septic |
| Water Source | Spring/Creek |
| Account Number | 292 |
|---|---|
| Street Address | 3118 MILL GAP RD |
| City | MONTEREY |
| State | VA |
| Zip | 24465-2461 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S8E18S36W18N8W23 N3.5N11N3.5E2N18E2; W23N8E23S8; W2WN3,3N5NE3,3E2 S11; E2N28W9S28E7; N9W9N19W10S28E19; W9S28E9N28 |
| Jurisdiction | HIGHLAND VA |
| Township / Civil Division | BLUE GRASS |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 970100 |
Source: Highland County records, as of June 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3118 MILL GAP RD, MONTEREY, VA 24465-2461 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Highland County assessment roll, as of June 12, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Highland County |
| Unified School District | Highland County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,028.00 | $397,800 Land $54,200 Building $343,600 | |
| 2024 | $397,800 Land $54,200 Building $343,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1996–2003) |
| Most Recent Claim | Nov 2003 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Highland Telephone Cooperative Fiber | 1,000 / 500 |
4G LTE (outdoors only), no 5G reported
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