3898 Lance St, Highlands, TX 77562 Property Records

Harris County property record for 3898 Lance St, Highlands, TX 77562

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,834 sqft · built 1979
Lot Size	0.463 acres (20,175 sqft)
Owner	Individual Name on File
Last Sale	$342,138 (Sep 2023)
Tax Bill	$7,737 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Sep 2022 Sale
Flood Zone	Zone X (moderate risk)
APN	`109-734-000-0025`

Property Details

APN / Parcel Number

Primary APN	`109-734-000-0025`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,834 sqft Living Area
1st Floor Area	1,834 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2022
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	20,175 sqft (0.463 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	552 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Enclosed Porch
Porch Area	480 sqft
Patio Area	330 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1097340000025
Street Address	3898 LANCE ST
City	HIGHLANDS
State	TX
Zip	77562-3312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 25 CANAL TERRACE U/R
Legal Subdivision	CANAL TERRACE U/R
Legal Block	3
Legal Lot Number	25
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHEAST HARRIS
Census Block Group	3
Census Block	3000
Census Tract	253000

Owner

3898 Lance St is owned and occupied by an individual who bought it in September 2023.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	3898 LANCE ST, HIGHLANDS, TX 77562-3312
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Vendor's Lien, Transfer · FHA Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Sep 15, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2023 · Amount on File
Deed Sale	Sep 27, 2023 · Amount on File
Prior Sale	Sep 15, 2022
Deed Document Number	2023370267
Prior Transfer Date	May 5, 2006
Prior Transfer Doc	000Z290782
Record Updated	Oct 29, 2026

September 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Sep 27, 2023
Property Address	3898 LANCE ST, HIGHLANDS, TX 77562-3312
Document Number	0000370267
Instrument Date	Sep 26, 2023
Instrument	2023-370267
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3898 LANCE ST, HIGHLANDS, TX 77562-3312

Mortgage

Document Number	0000370268
Date	Sep 27, 2023
Instrument	2023-370268

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Sep 15, 2022
Property Address	3898 LANCE ST, HIGHLANDS, TX 77562-3312
Document Number	0000463974
Instrument Date	Sep 13, 2022
Instrument	2022-463974
Transaction Type	Transfer
Record Updated	Sep 23, 2022

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3898 LANCE ST, 3898, HIGHLANDS, TX 77562-3312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20327 NEW MOON TRL, CROSBY, TX 77532-3512
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3898 Lance St was $7,737, up 10.6% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Goose Creek Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$359,300 (-8.48%) Land $45,848 Building $313,452	$359,300 (-8.48%) Land $45,848 Building $313,452
2025	$7,737.00 (+10.56%)	$392,587 Land $45,848 Building $346,739	$392,587 Land $45,848 Building $346,739
2024	$6,998.00
2023		$254,312 Land $45,848 Building $208,464	$254,312 Land $45,848 Building $208,464
2022	$1,475.00
2020	$755.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3898 Lance St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 60 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	60 in force
Nearby Flood Claims	109 (1979–2021)
Claims Outside the SFHA	68 of 109
Most Recent Claim	May 2021 · rainfall accumulation
Claims by Event	Hurricane Harvey, Sep 2017 · 42 claims Hurricane Ike, Sep 2008 · 5 claims Hurricane Alicia, Aug 1983 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3898 Lance St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CANAL TERRACE SUBDIVISION private · serves 480 people · EPA ID TX1010639
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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