Ray County property record for 38977 W 120th St, Richmond, MO 64085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,400 sqft · built 2002 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,251 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-06-23-00-000-003.003 |
| Primary APN | 11-06-23-00-000-003.003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,400 sqft Living Area |
| Basement Area | 1,800 sqft |
| Finished Basement | 600 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 871,200 sqft (20 acres) |
| Garage Type | Attached |
| Garage Area | 696 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 120 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 38977 W 120TH ST |
|---|---|
| City | RICHMOND |
| State | MO |
| Zip | 64085-8208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 DEEN MINOR S/D BEG AT NE COR W1/2 NW1/4 TH: S 1313.4' W 663.28' N 1313.22' E 662.16' TO POB LESS & EX RD ROW'S |
| Legal Range | 28 |
| Legal Township | 52 |
| Legal Section | 23 |
| Legal Subdivision | MINOR S D |
| Legal Lot Number | 1 |
| Jurisdiction | RAY MO |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1100 |
| Census Tract | 80001 |
38977 W 120th St is owned and occupied by an individual.
Source: Ray County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38977 W 120TH ST, RICHMOND, MO 64085-8208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Ray County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Ray County |
| Unified School District | Richmond R-XVI School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $39,110 (-) | $208,590 (-) | |
| 2025 | $2,251.00 (+0.13%) | $39,110 (+6.62%) Land $1,880 Building $37,230 | $208,590 (+6.61%) Land $11,830 Building $196,760 |
| 2024 | $2,248.00 (+9.18%) | $36,680 (+8.78%) Land $1,880 Building $34,800 | |
| 2023 | $195,650 (+8.69%) Land $11,830 Building $183,820 | ||
| 2022 | $2,059.00 | $33,720 Land $1,770 Building $31,950 | |
| 2021 | $180,000 Land $11,230 Building $168,770 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38977 W 120th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38977 W 120th St is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 63% of Missouri |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAY COUNTY CONS PWSD 2 serves 9,360 people · EPA ID MO1024511 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Air Link Rural Broadband Fixed Wireless | 25 / 3 |
May also be available: T-Mobile, Verizon.
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