Ray County property record for 39654 W 120th St, Richmond, MO 64085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,654 sqft · built 1988 |
| Lot Size | 5.85 acres (254,826 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $960 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-06-13-00-000-008.001 |
| Primary APN | 11-06-13-00-000-008.001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,654 sqft Living Area |
| Basement Area | 2,654 sqft |
| Unfinished Basement | 2,654 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Flat |
| Roof Material | Asphalt |
| Lot Area | 254,826 sqft (5.85 acres) |
| Garage Type | Mixed |
| Garage Area | 1,452 sqft |
| Driveway | Driveway |
| Parking Spaces | 5 Parking Spaces |
| Deck Area | 496 sqft |
| Lean-To | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 39654 W 120TH ST |
|---|---|
| City | RICHMOND |
| State | MO |
| Zip | 64085-8703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF SW1/4 13-52-28 & PART OF NW1/4 24-52-28 BEG. AT SW COR. OF SW1/4 13-52-28 TH:N 355.84' E 664'(S) S 480'(S) TO C/L OF |
| Legal Range | 28 |
| Legal Township | 52 |
| Legal Section | 13 |
| Jurisdiction | RAY MO |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1095 |
| Census Tract | 80001 |
Source: Ray County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 39654 W 120TH ST, RICHMOND, MO 64085-8703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Her Husband |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Ray County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Ray County |
| Unified School District | Richmond R-XVI School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,630 (-) | $82,260 (-) | |
| 2025 | $960.00 (+10.85%) | $15,630 (+10.62%) Land $2,260 Building $13,370 | $82,260 (+10.64%) Land $11,890 Building $70,370 |
| 2024 | $866.00 (-39.44%) | $14,130 (-39.67%) Land $2,260 Building $11,870 | |
| 2023 | $74,350 (-39.69%) Land $11,890 Building $62,460 | ||
| 2022 | $1,430.00 | $23,420 Land $2,050 Building $21,370 | |
| 2021 | $123,280 Land $10,810 Building $112,470 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 57% of Missouri |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAY COUNTY CONS PWSD 2 serves 9,360 people · EPA ID MO1024511 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Air Link Rural Broadband Fixed Wireless | 25 / 3 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: AT&T, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures