3897 Root Dr, Troy, MI 48083 Property Records

Oakland County property record for 3897 Root Dr, Troy, MI 48083

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,702 sqft · built 1970
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$260,000 (Oct 2021)
Tax Bill$6,142 (2025)
Deeds & MortgagesSep 2021 Mortgage
Oct 2021 Sale
Flood ZoneZone X (minimal risk)
APN88-20-22-202-023

Property Details

APN / Parcel Number

Primary APN88-20-22-202-023

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories3 Stories
Building Area1,702 sqft Living Area
1st Floor Area1,150 sqft
Basement Area600 sqft
Unfinished Basement550 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleTri-Level
Exterior MaterialWood Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions136 ft deep x 81 ft wide
Garage Area410 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area20 sqft
Deck Area150 sqft
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address3897 ROOT DR
CityTROY
StateMI
Zip48083-5187
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionT2N, R11E, SEC 22 LANSDOWNE SUB. NO. 2 LOT 44
Legal Range11E
Legal Township2N
Legal Section22
Legal SubdivisionLANSDOWNE SUB #2
Legal Lot Number44
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group3
Census Block3003
Census Tract197000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3897 ROOT DR, TROY, MI 48083-5187
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
CITADEL SERVICING CORPORATION
Oct 1, 2021Warranty Deed, Transfer
NOT AVAILABLE, EMBASSY TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2021 · Amount on Record
Deed SaleOct 1, 2021 · Amount on Record
Prior SaleOct 24, 2012 · Amount on Record
Deed Document Number2021234367
Deed Book / Page56935 / 376
Prior Transfer DateNov 17, 2010
Prior Transfer Doc0000220679
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3897 ROOT DR, TROY, MI 48083-5187
Transaction TypeMortgage
Record UpdatedOct 18, 2021
Title CompanyEMBASSY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3897 ROOT DR, TROY, MI 48083-5187

Mortgage

Document Number0000231681
DateSep 28, 2021
Book Page56917/750
Instrument231681
Lender
NameCITADEL SERVICING CORPORATION
TypeNon-Lending Institution
AddressLAKE FOREST, CA 92630
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateOct 1, 2021
Property Address3897 ROOT DR, TROY, MI 48083-5187
Document Number0000234367
Book / Page56935 / 376
Map ReferenceLB 127 PG 13
Instrument DateSep 24, 2021
Instrument234367
Transaction TypeTransfer
Record UpdatedOct 18, 2021
Title CompanyNOT AVAILABLE, EMBASSY TITLE

Transaction

AmountAmount Recorded
Tax$2,236.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3897 ROOT DR, 3897, TROY, MI 48083-5187

Transferred To (Grantee/Buyer)

NameVerified Name
Address3897 ROOT DR, TROY, MI 48083-5187

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,142.00 (+32.57%)
2023$267,160
2022$4,633.00$133,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 89% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

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