Oakland County property record for 3839 Root Dr, Troy, MI 48083
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,578 sqft · built 1970 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,500 (Aug 1996) |
| Tax Bill | $3,078 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Nov 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-22-202-027 |
| Primary APN | 88-20-22-202-027 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,578 sqft Living Area |
| 1st Floor Area | 902 sqft |
| Basement Area | 902 sqft |
| Finished Basement | 902 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 142 ft deep x 76 ft wide |
| Garage Area | 475 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 20 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3839 ROOT DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48083-5187 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | T2N, R11E, SEC 22 LANSDOWNE SUB. NO. 2 LOT 40 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 22 |
| Legal Subdivision | LANSDOWNE #2 |
| Legal Lot Number | 40 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 197000 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3839 ROOT DR, TROY, MI 48083-5187 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 16, 2026 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Nov 23, 2021 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE |
| Jun 14, 2021 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Apr 6, 2021 | Intrafamily Transfer, Transfer |
| Jul 6, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 1996 · Amount on Record |
| Deed Sale | Aug 15, 1996 · Amount on Record |
| Last Transfer Date | Apr 5, 2021 |
| Transfer Doc | 0000087674 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 16, 2026 |
| Property Address | 3839 ROOT DR, TROY, MI 48083-5187 |
| Document Number | 0000152897 |
| Book / Page | 61642 / 509 |
| Instrument Date | Oct 9, 2026 |
| Instrument | 2026152897 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3839 ROOT DR, TROY, MI 48083-5187 |
| Document Number | 0000152897, |
|---|---|
| Date | Oct 16, 2026 |
| Book Page | 61642/509 |
| Instrument | 2026152897 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3839 ROOT DR, TROY, MI 48083-5187 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3839 ROOT DR, TROY, MI 48083-5187 |
| Document Number | 0000262294 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 57107/628 |
| Instrument | 262294 |
| Name | CREDIT UNION ONE |
|---|---|
| Type | Credit Union |
| Address | FERNDALE, MI 48220 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 22, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3839 ROOT DR, TROY, MI 48083-5187 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2021 |
| Title Company | AMERICAN SETTLEMENT SERVICES, AMERICAS SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3839 ROOT DR, TROY, MI 48083-5187 |
| Document Number | 0000150356 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 56381/834 |
| Instrument | 150356 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 6, 2021 |
| Property Address | 3839 ROOT DR, TROY, MI 48083-5187 |
| Document Number | 0000087674 |
| Book / Page | 56008 / 556 |
| Map Reference | LB 127 PG 13&14 |
| Instrument Date | Apr 5, 2021 |
| Instrument | 87674 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3839 ROOT DR, TROY, MI 48083-5187 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 6, 2017 |
| Property Address | 3839 ROOT DR, TROY, MI 48083-5187 |
| Document Number | 0000128707 |
| Book / Page | 050837 / 000062 |
| Instrument Date | Apr 27, 2017 |
| Instrument | 128707 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3839 ROOT DR TROY MI 480835187, TROY, MI 48083-5187 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,078.00 (-3.87%) | ||
| 2023 | $268,940 | ||
| 2022 | $3,202.00 | $134,470 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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