Kane County property record for 3897 Eagle Rdg Dr, Elgin, IL 60124 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 5,663 sqft (0.13 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $320,000 (2018) |
| Tax Bill | $12,186.00 (2025) |
| Primary APN | 05-25-381-010 |
|---|
| Lot Area | 5,663 sqft (0.13 acres) |
|---|
| Street Address | 3897 EAGLE RIDGE DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-9001 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BOWES CREEK COUNTRY CLUB PHASE III LT 398 |
| Legal Subdivision | BOWES CREEK COUNTRY CLUB |
| Legal Phase | 3 |
| Legal Block | 1 |
| Legal Lot Number | 398 |
| Jurisdiction | KANE IL |
| Minor Civil Division | PLATO |
| Census Blockgroup | 1 |
| Census Block | 1097 |
| Census Tract | 850709 |
Source: Kane County records · APN 05-25-381-010
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3897 EAGLE RIDGE DR, ELGIN, IL 60124-9001 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 23, 2018 · Amount on Record |
| Deed Sale | May 23, 2018 · Amount on Record |
| Prior Sale | Nov 21, 2014 · Amount on Record |
| Deed Doc Number | 201823967 |
| Prior Transfer Date | Jun 04, 2015 |
| Prior Transfer Doc | 0000028738 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 23, 2018 |
| Property Address | 3897 EAGLE RIDGE DR, ELGIN, IL 60124-9001 |
| Document Number | 0000023967 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 2018K023967 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3897 EAGLE RIDGE DR, 3897, ELGIN, IL 60124-9001 |
| Name | Verified Name |
|---|---|
| Address | 4440M W AUGUSTA BLVD, CHICAGO, IL 60651-3416 |
| Document Number | 0000023968 |
|---|---|
| Date | May 23, 2018 |
| Instrument | 2018K023968 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,186.00 (+4.79%) Homeowner's exemption | ||
| 2024 | $153,528 (+12.16%) Land $30,401 Building $123,127 | $460,768 (+12.2%) Land $91,239 Building $369,529 | |
| 2022 | $11,629.00 (+4.8%) Homeowner's exemption | $136,884 (+7.71%) Land $24,917 Building $111,967 | $410,652 (+7.71%) Land $74,751 Building $335,901 |
| 2021 | $11,096.00 Homeowner's exemption | $127,091 Land $24,072 Building $103,019 | $381,273 Land $72,216 Building $309,057 |
3897 Eagle Rdg Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 2nd percentile of exposed land nationally · 14th in Illinois |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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