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3895 Eagle Rdg Dr, Elgin, IL 60124 Property Records

Kane County property record for 3895 Eagle Rdg Dr, Elgin, IL 60124 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.16 acres (6,970 sqft)
OwnerCompany Name on File
Last Sale$345,000 (Dec 2014)
Tax Bill$11,902 (2025)
Deeds & MortgagesMay 2021 Mortgage
Sep 2021 Transfer
Flood ZoneZone X (minimal risk)
APN05-25-381-009

Property Details

APN / Parcel Number

Primary APN05-25-381-009

Exterior

Lot Area6,970 sqft (0.16 acres)

Location & Zoning

Street Address3895 EAGLE RIDGE DR
CityELGIN
StateIL
Zip60124-9001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBOWES CREEK COUNTRY CLUB PHASE III LT 397
Legal SubdivisionBOWES CREEK COUNTRY CLUB
Legal Phase3
Legal Block1
Legal Lot Number397
JurisdictionKANE IL
Township / Civil DivisionPLATO
Census Block Group1
Census Block1097
Census Tract850709

Owner

Source: Kane County records · APN 05-25-381-009

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3895 EAGLE RIDGE DR, ELGIN, IL 60124-9001
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK NA
Sep 29, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 01, 2014 · Amount on Record
Deed SaleDec 01, 2014 · Amount on Record
Deed Document Number201460269
Last Transfer DateJun 17, 2015
Transfer Doc0000073840
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3895 EAGLE RIDGE DR, ELGIN, IL 60124-9001
Transaction TypeMortgage
Record UpdatedMay 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036399
DateMay 10, 2021
Instrument2021K036399
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueApr 01, 2051
Interest
Rate3.12%

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateSep 29, 2021
Property Address3895 EAGLE RIDGE DR, ELGIN, IL 60124-9001
Document Number0000073840
Instrument DateJun 17, 2015
Instrument2021K073840
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3895 EAGLE RIDGE DR, ELGIN, IL 60124-9001

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionPlato Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$11,902.00 (+15.32%) Homeowner's exemption Senior Citizen's exemption
2024$157,542 (+23.89%) Land $30,401 Building $127,141$472,815 (+23.94%) Land $91,239 Building $381,576
2022$10,321.00 (+5.12%) Homeowner's exemption$127,166 (+7.63%) Land $24,917 Building $102,249$381,498 (+7.63%) Land $74,751 Building $306,747
2021$9,818.00 Homeowner's exemption$118,150 Land $24,072 Building $94,078$354,450 Land $72,216 Building $282,234

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898507091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
above 2% of the US · above 14% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 116 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
AT&TFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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