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3897 Cabo Rojo Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3897 Cabo Rojo Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage1,979 sqft Heated Area
Lot Size7,405 sqft (0.169 acres)
GarageFinished, 438 sqft
OccupancyOwner Occupied
Tax Bill$4.00 (2025)

Property Details

APN / Parcel Number

Primary APN352630096500011550

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,979 sqft Heated Area
Gross Area2,473 sqft Gross Area
1st Floor Area1,979 sqft 1st Floor
Stories1 Story
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.169 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished
Garage Area438 sqft Garage

Exterior Amenities

FenceFence
Patio Area192 sqft Patio
PorchOpen Porch
Porch Area56 sqft Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3897 CABO ROJO DR
CitySAINT CLOUD
StateFL
Zip34772-8373
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHALEYS CREEK PH 2 PB 25 PGS 95-101 LOT 155
Legal Range30E
Legal Township26S
Legal Section35
Legal SubdivisionWHALEYS CREEK PH 1 2 & 3
Legal Phase2
Legal Tract965
Legal Lot Number155
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2014
Census Tract43304

Owner

Source: Osceola County records · APN 352630096500011550

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5505 WINDFLOWER WAY APT 208, 208, SAINT CLOUD, FL 34771-7133
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 02, 2021Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Dec 09, 2019Deed of Trust, Mortgage · VA Mortgage
NAVY FCU
Jun 28, 2018Grant Deed, Transfer
NORTH AMERICAN TITLE
Jun 22, 2018Deed of Trust, Mortgage · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 02, 2021
Deed SaleAug 02, 2021
Prior SaleJun 28, 2018 · Amount on Record
Deed Document Number2021118862
Deed Book / Page6013 / 2241
Record UpdatedJun 08, 2026

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionOSCEOLA FL
Recording DateAug 02, 2021
Property Address3897 CABO ROJO DR, SAINT CLOUD, FL 34772-8373
Document Number0060132241
Book / Page6013 / 2241
Map ReferenceMB 25 PG 95
Instrument DateJul 28, 2021
Instrument2021118862
Transaction TypeTransfer
Record UpdatedOct 01, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1000 PINE HOLLOW PT, 1000, ALTAMONTE SPRINGS, FL 32714-7111

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3897 CABO ROJO DR, SAINT CLOUD, FL 34772-8373
Document Number0056392630
Instrument DateDec 09, 2019
Transaction TypeMortgage
Record UpdatedJan 10, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3897 CABO ROJO DR ST CLOUD FL 347728373, ST CLOUD, FL 34772-8373

Mortgage

Document Number0056392630
DateDec 12, 2019
Book Page005639/002630
Instrument161528
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 11, 2049

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateJun 28, 2018
Property Address3897 CABO ROJO DR, SAINT CLOUD, FL 34772-8373
Document Number0053581078
Book / Page005358 / 001078
Instrument DateJun 22, 2018
Instrument99583
Transaction TypeTransfer
Record UpdatedNov 21, 2018
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$1,756.30
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3897 CABO ROJO DR ST CLOUD FL 347728373, ST CLOUD, FL 34772-8373

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3897 CABO ROJO DR, SAINT CLOUD, FL 34772-8373
Document Number0053581080
Instrument DateJun 22, 2018
Transaction TypeMortgage
Record UpdatedJul 18, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3130 WINDLESHORE WAY SANFORD FL 327735709, SANFORD, FL 32773-5709

Mortgage

Document Number0053581080
DateJun 28, 2018
Book Page005358/001080
Instrument99584
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 27, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4.00 (-99.88%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$246,133 (+5.99%)$346,000 (+3.53%) Land $70,000 Building $276,000
2023$3,333.00 (+3.73%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$232,231 (+3%)$334,200 (+9.97%) Land $65,000 Building $269,200
2022$3,213.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$225,467$303,900 Land $60,000 Building $243,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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