Lorain County property record for 38965 Chestnut Ridge Rd, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,476 sqft · built 1979 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,624 (2025) |
| Deeds & Mortgages | Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-005-107-124 |
| Primary APN | 10-00-005-107-124 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,476 sqft Living Area |
| 1st Floor Area | 1,476 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 135 ft deep x 93 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 280 sqft |
| Patio Area | 360 sqft |
| Heating System | HVAC |
|---|
| Street Address | 38965 CHESTNUT RIDGE RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROBIN PARK SUB #2 FRNT 0094.65 DPTH 0135.45 |
| Legal Subdivision | ROBIN PARK SUBDIVISION #2 |
| Legal Block | 107 |
| Legal Lot Number | 38 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 71300 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 38965 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8245 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 1999 |
| Deed Sale | Mar 1, 1999 |
| Prior Sale | Feb 26, 1998 · Amount on Record |
| Deed Document Number | 598204 |
| Record Updated | Jun 8, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 10, 2017 |
| Property Address | 38965 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8245 |
| Instrument Date | Mar 31, 2017 |
| Instrument | 625203 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 21, 2018 |
| Name | Verified Name |
|---|---|
| Address | 38965 CHESTNUT RIDGE RD ELYRIA OH 440358245, ELYRIA, OH 44035-8245 |
| Document Number | 0000625203 |
|---|---|
| Date | Apr 10, 2017 |
| Instrument | 625203 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | SHEFFIELD VILLAGE, OH 44035 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,624.00 | $63,610 (%) Land $19,250 Building $44,360 | $181,750 (-) Land $55,010 Building $126,740 |
| 2024 | $2,624.00 (+37.24%) | $63,613 (+53.54%) Land $19,254 Building $44,359 | $181,750 (+53.54%) Land $55,010 Building $126,740 |
| 2023 | $1,912.00 (+0.31%) | $41,430 (-) Land $8,848 Building $32,582 | $118,370 (-) Land $25,280 Building $93,090 |
| 2022 | $1,906.00 | $41,430 Land $8,850 Building $32,580 | |
| 2021 | $118,370 Land $25,280 Building $93,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2011–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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