Lorain County property record for 38932 Chestnut Ridge Rd, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,472 sqft · built 1978 |
| Lot Size | 1.57 acres (68,389 sqft) |
| Owner | Individual on Record |
| Last Sale | $165,000 (Apr 2023) |
| Tax Bill | $3,197 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Apr 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-005-102-208 |
| Primary APN | 10-00-005-102-208 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,472 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 68,389 sqft (1.57 acres) |
| Lot Dimensions | 328 ft deep x 216 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 198 sqft |
| Patio Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 38932 CHESTNUT RIDGE RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8244 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 216.81 X 328.20 |
| Legal Subdivision | CARLISLE SEC 05 |
| Legal Block | 102 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 71202 |
Source: Lorain County assessment roll, as of August 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 38932 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8244 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2023 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Apr 24, 2023 | Warranty Deed, Transfer NEWMAN TITLE, NEWMAN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2023 · Amount on Record |
| Deed Sale | Apr 24, 2023 · Amount on Record |
| Prior Sale | Jun 2, 2016 |
| Deed Document Number | 2023001959 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 38932 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8244 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 38932 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8244 |
| Document Number | 0000933233 |
|---|---|
| Date | Oct 19, 2023 |
| Instrument | 2023-0933233 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44102 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Sep 29, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 24, 2023 |
| Property Address | 38932 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8244 |
| Document Number | 0000913390 |
| Instrument Date | Apr 20, 2023 |
| Instrument | 2023-0913390 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | NEWMAN TITLE, NEWMAN |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 38932 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8244 |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,197.00 | $64,660 (-) Land $15,680 Building $48,980 | $184,740 (-) Land $44,810 Building $139,930 |
| 2024 | $3,197.00 (+8.56%) | $64,660 (+19.66%) Land $15,684 Building $48,976 | $184,740 (+19.66%) Land $44,810 Building $139,930 |
| 2023 | $2,945.00 (-0.74%) | $54,037 (-0.01%) Land $14,746 Building $39,291 | $154,390 (-) Land $42,130 Building $112,260 |
| 2022 | $2,967.00 | $54,040 Land $14,750 Building $39,290 | |
| 2021 | $154,390 Land $42,130 Building $112,260 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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