3896 S Descanso Rd, Apache Junction, AZ 85119 Property Records

Pinal County property record for 3896 S Descanso Rd, Apache Junction, AZ 85119

Property Summary

Property Type	Single Family Home
Details	2,241 sqft · built 2000
Lot Size	0.156 acres (6,799 sqft)
Owner	Individual Name on Record
Last Sale	$267,500 (Mar 2020)
Tax Bill	$1,906 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103-39-050`

Property Details

APN / Parcel Number

Primary APN	`103-39-050`
Alternative APN	`103-39-0500`

Interior

Stories	2 Stories
Building Area	2,241 sqft Living Area
1st Floor Area	2,241 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2000
Exterior Material	Other
Construction Type	Steel Frame
Foundation Type	Concrete
Roof Material	Tile
Lot Area	6,799 sqft (0.156 acres)
Garage Type	Built-in
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	255 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3896 S DESCANSO RD
City	APACHE JUNCTION
State	AZ
Zip	85119-3785
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOMAHAWK LOT 50 CAB C SLD 150 SEC 34-1N-8E SQ FT 6799 .16 AC
Legal Range	08E
Legal Township	01N
Legal Section	34
Legal Subdivision	TOMAHAWK
Legal Lot Number	50
Jurisdiction	PINAL AZ
Township / Civil Division	NORTH PINAL
Census Block Group	3
Census Block	3012
Census Tract	324

Owner

Source: Pinal County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3896 S DESCANSO RD, APACHE JUNCTION, AZ 85119-3785
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2020	Deed of Trust, Mortgage · VA Mortgage JFQ LNDG INC
Mar 24, 2020	Warranty Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC
Jan 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage PINAL CNTY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2020 · Amount on Record
Deed Sale	Mar 24, 2020 · Amount on Record
Prior Sale	Apr 27, 2015 · Amount on Record
Deed Document Number	2020-028647
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	3896 S DESCANSO RD, APACHE JUNCTION, AZ 85119-3785
Document Number	0000125452
Instrument Date	Nov 27, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3896 S DESCANSO RD APACHE JUNCTION AZ 851193785, APACHE JUNCTION, AZ 85119-3785

Mortgage

Document Number	0000125452
Date	Dec 2, 2020
Instrument	125452

Lender

Name	JFQ LNDG INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINAL AZ
Recording Date	Mar 24, 2020
Property Address	3896 S DESCANSO RD, APACHE JUNCTION, AZ 85119-3785
Document Number	0000028647
Instrument Date	Mar 23, 2020
Instrument	28647
Transaction Type	Transfer
Record Updated	Apr 22, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$268.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3896 S DESCANSO RD APACHE JUNCTION AZ 851193785, APACHE JUNCTION, AZ 85119-3785

Mortgage

Document Number	28648
Date	Mar 24, 2020
Instrument	28648

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	3896 S DESCANSO RD, APACHE JUNCTION, AZ 85119-3785
Document Number	0000009963
Instrument Date	Jan 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 21, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3896 S DESCANSO RD APACHE JUNCTION AZ 851193785, APACHE JUNCTION, AZ 85119-3785

Mortgage

Document Number	0000009963
Date	Feb 3, 2020
Instrument	9963

Lender

Name	PINAL CNTY FCU
Type	Credit Union
Address	CASA GRANDE, AZ 85122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 2, 2030

Tax Assessment & Valuation

Source: Pinal County assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Pinal County
Municipality	Apache Junction City
Unified School District	Apache Junction Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$36,378 (-1.32%) Land $5,099 Building $31,279	$363,780 (-1.32%) Land $50,994 Building $312,786
2026		$36,864 (+5.61%) Land $5,099 Building $31,765	$368,642 (+5.61%) Land $50,994 Building $317,648
2025	$1,906.00 (+4.96%)	$34,906 (-6.82%) Land $5,099 Building $29,807	$349,061 (-6.82%) Land $50,994 Building $298,067
2024		$37,462 Land $5,099 Building $32,363	$374,624 Land $50,994 Building $323,630
2023	$1,816.00 (+4.73%)
2022	$1,734.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 60% of Arizona
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APACHE JUNCTION WATER DISTRICT serves 15,610 people · EPA ID AZ0411039
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	74 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
CopperNet Systems Fixed Wireless	400 / 100

May also be available: CenturyLink, T-Mobile, Verizon.

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