3878 S Descanso Rd, Apache Junction, AZ 85119 Property Records

Pinal County property record for 3878 S Descanso Rd, Apache Junction, AZ 85119

Property Summary

Property Type	Single Family Home
Details	2,240 sqft · built 2000
Lot Size	0.162 acres (7,038 sqft)
Owner	Individual Name on File
Tax Bill	$1,913 (2025)
Deeds & Mortgages	Apr 2023 Second Mortgage Jun 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`103-39-049`

Property Details

APN / Parcel Number

Primary APN	`103-39-049`
Alternative APNs	`103-39-0490` `1033904903`

Interior

Stories	2 Stories
Building Area	2,240 sqft Living Area
Gross Area	2,640 sqft
1st Floor Area	2,240 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Other
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Concrete
Lot Area	7,038 sqft (0.162 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	159 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3878 S DESCANSO RD
City	APACHE JUNCTION
State	AZ
Zip	85119-3785
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOMAHAWK LOT 49 CAB C SLD 150 SEC 34-1N-8E SQ FT 7038 .16 AC
Legal Range	08E
Legal Township	01N
Legal Section	34
Legal Subdivision	TOMAHAWK
Legal Lot Number	49
Jurisdiction	PINAL AZ
Township / Civil Division	NORTH PINAL
Census Block Group	3
Census Block	3012
Census Tract	324

Owner

3878 S Descanso Rd is owned and occupied by an individual who acquired it in June 2026.

Source: Pinal County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	3878 S DESCANSO RD, APACHE JUNCTION, AZ 85119-3785
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ARIZONA CENTRAL CU
Jun 8, 2026	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Feb 16, 2023	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Mar 24, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2026
Deed Sale	Jun 8, 2026
Prior Sale	Feb 16, 2023 · Amount on File
Deed Document Number	202648038
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	3878 S DESCANSO RD, APACHE JUNCTION, AZ 85119-3785
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3878 S DESCANSO RD, APACHE JUNCTION, AZ 85119-3785

Mortgage

Document Number	0000025946
Date	Apr 11, 2023
Instrument	2023-025946

Lender

Name	ARIZONA CENTRAL CU
Type	Credit Union
Address	PHOENIX, AZ 85004

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2043

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINAL AZ
Recording Date	Jun 8, 2026
Property Address	3878 S DESCANSO RD, APACHE JUNCTION, AZ 85119-3785
Document Number	0000048038
Instrument Date	Jun 8, 2026
Instrument	202648038
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	MAGNUS TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3878 S DESCANSO RD, APACHE JUNCTION, AZ 85119-3785

Mortgage

Document Number	0000048039,
Date	Jun 8, 2026
Instrument	202648039

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINAL AZ
Recording Date	Feb 16, 2023
Property Address	3878 S DESCANSO RD, APACHE JUNCTION, AZ 85119-3785
Document Number	0000011103
Map Reference	CAB C SL 150
Instrument Date	Feb 13, 2023
Instrument	2023-011103
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	UNITAS TITLE AGENCY LLC, UNITED TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3878 S DESCANSO RD, APACHE JUNCTION, AZ 85119-3785

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3878 S DESCANSO RD, APACHE JUNCTION, AZ 85119-3785

Mortgage

Document Number	0000011104
Date	Feb 16, 2023
Instrument	2023-011104

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	3878 S DESCANSO RD, APACHE JUNCTION, AZ 85119-3785
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028612
Date	Mar 24, 2020
Instrument	2020-028612

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	294 Months
Due	Sep 1, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 3878 S Descanso Rd was $1,913.

Source: Pinal County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Pinal County
Municipality	Apache Junction City
Unified School District	Apache Junction Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$41,424 (+12.71%) Land $5,279 Building $36,145	$414,240 (+12.71%) Land $52,786 Building $361,454
2026		$36,754 (+5.57%) Land $5,279 Building $31,475	$367,534 (+5.57%) Land $52,786 Building $314,748
2025	$1,913.00	$34,815 (-6.77%)	$348,145 (-6.77%) Land $52,786 Building $295,359
2024		$37,344 Land $5,279 Building $32,065	$373,440 Land $52,786 Building $320,654
2023	$1,805.00 (+4.7%)
2022	$1,724.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3878 S Descanso Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3878 S Descanso Rd is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 60% of Arizona
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APACHE JUNCTION WATER DISTRICT serves 15,610 people · EPA ID AZ0411039
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	74 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
CopperNet Systems Fixed Wireless	400 / 100

May also be available: CenturyLink, T-Mobile, Verizon.

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