3896 Meadow Ln, Lorain, OH 44055 Property Records

Lorain County property record for 3896 Meadow Ln, Lorain, OH 44055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 992 sqft · built 1950
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Feb 2026)
Tax Bill	$1,256 (2025)
Deeds & Mortgages	Feb 2026 Sale Sep 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00-080-106-013`

Property Details

APN / Parcel Number

Primary APN	`03-00-080-106-013`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	992 sqft Living Area
1st Floor Area	992 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Deck Area	168 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	96 sqft
Canopy	160 sqft
Lean-To	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	3896 MEADOW LN
City	LORAIN
State	OH
Zip	44055-2829
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMEWOOD 50 X 140
Legal Subdivision	HOMEWOOD
Legal Block	106
Legal Lot Number	66
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1011
Census Tract	97500

Owner

Source: Lorain County records, as of February 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3896 MEADOW LN, LORAIN, OH 44055-2829
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Warranty Deed, Transfer
Sep 22, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE EXPRESS
Oct 31, 2023	Fiduciary Deed, Transfer ERIEVIEW TITLE AGENCY LLC, ERIEVIEW TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2026 · Amount on Record
Deed Sale	Feb 17, 2026 · Amount on Record
Prior Sale	Nov 7, 2024 · Amount on Record
Deed Document Number	202685138
Prior Transfer Date	Nov 17, 2014
Prior Transfer Doc	20150532100
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Feb 17, 2026
Property Address	3896 MEADOW LN, LORAIN, OH 44055-2829
Document Number	0000085138
Map Reference	VOL 14 PG 22&23
Instrument Date	Feb 11, 2026
Instrument	2026-0085138
Transaction Type	Transfer
Record Updated	Feb 26, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3896 MEADOW LN, LORAIN, OH 44055-2829

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	3896 MEADOW LN, LORAIN, OH 44055-2829
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3896 MEADOW LN, LORAIN, OH 44055-2829

Mortgage

Document Number	0000068411
Date	Sep 22, 2025
Instrument	2025-0068411

Lender

Name	MORTGAGE EXPRESS
Type	Mortgage Company
Address	FRANKLIN, MI 48025

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Sep 1, 2052

October 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 31, 2023
Property Address	3896 MEADOW LN, LORAIN, OH 44055-2829
Document Number	0000934456
Map Reference	VOL 14 PG 22&23
Instrument Date	Oct 27, 2023
Instrument	2023-0934456
Transaction Type	Transfer
Record Updated	Nov 8, 2023
Title Company	ERIEVIEW TITLE AGENCY LLC, ERIEVIEW TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	13911 DARROW RD, VERMILION, OH 44089-9376

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,256.00 (-9.51%)	$32,860 (-0.03%) Land $10,580 Building $22,280	$93,910 (-) Land $30,240 Building $63,670
2024	$1,388.00 (+13.49%)	$32,869 (+38.31%) Land $10,584 Building $22,285	$93,910 (+38.31%) Land $30,240 Building $63,670
2023	$1,223.00 (-3.93%)	$23,765 (+0.02%) Land $6,972 Building $16,793	$67,900 (-) Land $19,920 Building $47,980
2022	$1,273.00	$23,760 Land $6,970 Building $16,790
2021			$67,900 Land $19,920 Building $47,980

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline.

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