3864 Meadow Ln, Lorain, OH 44055 Property Records

Lorain County property record for 3864 Meadow Ln, Lorain, OH 44055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 768 sqft · built 1950
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$57,000 (Jan 2006)
Tax Bill	$1,017 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00-080-106-011`

Property Details

APN / Parcel Number

Primary APN	`03-00-080-106-011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	115 ft deep x 50 ft wide
Porch	Porch
Porch Area	24 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3864 MEADOW LN
City	LORAIN
State	OH
Zip	44055-2829
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMEWOOD 50.00 X 140.00 S/L 64
Legal Subdivision	HOMEWOOD ADDITION
Legal Block	106
Legal Lot Number	64
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1011
Census Tract	97500

Owner

3864 Meadow Ln is owned and occupied by an individual who bought it in January 2006.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3864 MEADOW LN, LORAIN, OH 44055-2829
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Deed of Trust, Mortgage · Line of Credit IFP FUND I LLC
Apr 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2006 · Amount on File
Deed Sale	Jan 5, 2006 · Amount on File
Prior Sale	Feb 4, 2004 · Amount on File
Deed Document Number	2006000028
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	3864 MEADOW LN, LORAIN, OH 44055-2829
Transaction Type	Mortgage
Record Updated	Apr 26, 2024
Title Company	AMERICAN PATRIOT TITLE AGENCY, AMERICAN PATRIOT TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000934812
Date	Nov 3, 2023
Instrument	2023-0934812

Lender

Name	IFP FUND I LLC
Type	Non-Lending Institution
Address	PHILADELPHIA, PA 19123

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	3864 MEADOW LN, LORAIN, OH 44055-2829
Document Number	0000676704
Instrument Date	Apr 9, 2018
Transaction Type	Mortgage
Record Updated	Jul 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3864 MEADOW LN LORAIN OH 440552829, LORAIN, OH 44055-2829

Mortgage

Document Number	0000676704
Date	Jun 19, 2018
Instrument	676704

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 18, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 3864 Meadow Ln was $1,017.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,017.00	$25,340 (-) Land $9,600 Building $15,740	$72,400 (-) Land $27,440 Building $44,960
2024	$1,017.00 (-3.05%)	$25,340 (+27.5%) Land $9,604 Building $15,736	$72,400 (+27.51%) Land $27,440 Building $44,960
2023	$1,049.00 (+0.87%)	$19,874 (-0.03%) Land $6,325 Building $13,549	$56,780 Land $18,070 Building $38,710
2022	$1,040.00	$19,880 Land $6,330 Building $13,550
2021			$56,780 Land $18,070 Building $38,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3864 Meadow Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3864 Meadow Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline.

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