3895 Holly Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3895 Holly Dr, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,352 sqft · built 2003
Lot Size	0.418 acres (18,185 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Feb 1999)
Tax Bill	$8,625 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`01-625-05762800`

Property Details

APN / Parcel Number

Primary APN	`01-625-05762800`
Alternative APNs	`1-625-05762800` `62505762800`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,352 sqft Living Area
Gross Area	2,784 sqft
1st Floor Area	2,352 sqft
Basement Area	256 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	18,185 sqft (0.418 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	798 sqft
Porch	Open Porch
Porch Area	36 sqft
Deck Area	360 sqft
Patio Area	331 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	62505762800
Street Address	3895 HOLLY DR
City	EDGEWATER
State	MD
Zip	21037-4228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 5 BK AA PONDER COVE BEACH
Legal Subdivision	PONDER COVE BEACH
Legal Block	AA
Legal Lot Number	5
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2027
Census Tract	701202

Owner

3895 Holly Dr is owned and occupied by an individual who acquired it in August 2020.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	3895 HOLLY DR, EDGEWATER, MD 21037-4228
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 1999 · Amount on File
Deed Sale	Feb 22, 1999 · Amount on File
Deed Document Number	19991988
Deed Book / Page	9012 / 283
Last Transfer Date	Aug 19, 2020
Transfer Doc	0351930343
Record Updated	Oct 29, 2026

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 10, 2020
Property Address	3895 HOLLY DR, EDGEWATER, MD 21037-4228
Document Number	0351930343
Book / Page	35193 / 343
Map Reference	MB 24 PL 14
Instrument Date	Aug 19, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	PASSPORT TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3895 HOLLY DR, EDGEWATER, MD 21037-4228

Mortgage

Document Number	35193347
Date	Sep 10, 2020
Instrument	35193/347

Lender

Name	SANDY SPRING BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3895 Holly Dr was $8,625 with a homeowner's exemption, up 2.5% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$983,000 (+9.42%) Land $542,600 Building $440,400	$983,000 (-) Land $542,600 Building $440,400
2025	$8,625.00 (+2.47%) Homeowner's exemption	$898,400	$983,000 Land $542,600 Building $440,400
2024	$8,417.00 (+9.68%)
2023	$7,674.00 Homeowner's exemption	$729,200 Land $394,000 Building $335,200	$729,200 Land $394,000 Building $335,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3895 Holly Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 165 policies
Nearby Flood Policies	165 in force
Nearby Flood Claims	15 (2003–2024)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Apr 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3895 Holly Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20