3874 Holly Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3874 Holly Dr, Edgewater, MD 21037

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,545 sqft · built 2007
Lot Size0.517 acres (22,500 sqft)
Owner2 Individual Names on File
Last Sale$610,000 (Jan 2020)
Tax Bill$7,445 (2025)
Deeds & MortgagesDec 2020 Mortgage
Jan 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN01-625-06771900

Property Details

APN / Parcel Number

Primary APN01-625-06771900
Alternative APNs
  • 162506771900
  • 62506771900

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,545 sqft Living Area
Gross Area4,169 sqft
1st Floor Area2,095 sqft
Utility Area312 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area22,500 sqft (0.517 acres)
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area40 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number62506771900
Street Address3874 HOLLY DR
CityEDGEWATER
StateMD
Zip21037-4225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLTS 7 8 BK D PONDER COVE BEACH
Legal SubdivisionPONDER COVE BEACH
Legal BlockD
Legal Lot Number7
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group2
Census Block2028
Census Tract701202

Owner

3874 Holly Dr is owned and occupied by two individuals who bought it in January 2020.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record2 Individual Names on File
Mailing Address3874 HOLLY DR, EDGEWATER, MD 21037-4225
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC
Jan 8, 2020Deed, Transfer · Conventional Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 8, 2020 · Amount on File
Deed SaleJan 8, 2020 · Amount on File
Prior SaleMar 28, 2005
Deed Book / Page34047 / 223
Transfer Doc0000002496
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address3874 HOLLY DR, EDGEWATER, MD 21037-4225
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanyFIRST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0358340347
DateDec 23, 2020
Book Page35834/347
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
AddressSALT LAKE CITY, UT 84116
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2050

January 2020: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateJan 8, 2020
Property Address3874 HOLLY DR, EDGEWATER, MD 21037-4225
Document Number0340470223
Book / Page34047 / 223
Map ReferenceMB 23 FO 30
Instrument DateDec 31, 2019
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyHOME FIRST TITLE GROUP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,150.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3874 HOLLY DR, EDGEWATER, MD 21037-4225

Mortgage

Document Number34047230
DateJan 8, 2020
Instrument34047/230
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3874 Holly Dr was $7,445 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$734,900 Land $253,600 Building $481,300$734,900 Land $253,600 Building $481,300
2025$7,445.00
2023$6,603.00 Homeowner's exemption$604,700 Land $242,600 Building $362,100$604,700 Land $242,600 Building $362,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3874 Holly Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation5.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 165 policies
Nearby Flood Policies165 in force
Nearby Flood Claims15 (2003–2024)
Claims Outside the SFHA1 of 15
Most Recent ClaimApr 2024 · river or lake flooding
Claims by Event
  • Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3874 Holly Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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