38945 Pine St, Umatilla, FL 32784 Property Records

Lake County property record for 38945 Pine St, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 925 sqft · built 1975
Lot Size	0.309 acres (13,500 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Apr 2005)
Tax Bill	$1,758 (2024)
Flood Zone	Zone X (minimal risk)
APN	`24-18-26-0002-000-00200`

Property Details

APN / Parcel Number

Primary APN	`24-18-26-0002-000-00200`
Alternative APN	`1306655`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	925 sqft Living Area
1st Floor Area	925 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	13,500 sqft (0.309 acres)
Lot Dimensions	135 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant

Location & Zoning

Account Number	1306655
Street Address	38945 PINE ST
City	UMATILLA
State	FL
Zip	32784-8906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 100 FT OF E 150 FT OF N 160 FT OF NW 1/4 OF NW 1/4 E 50 FT OF N 15 FT OF NW 1/4 OF NW 1/4--LESS N 25 FT FOR R/W-- ORB 2819
Legal Range	26E
Legal Township	18S
Legal Section	24
Legal Subdivision	ACREAGE & UNREC
Legal Tract	2
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	1
Census Block	1079
Census Tract	30109

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	936 VANDERBILT DR, EUSTIS, FL 32726-5253
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2005 · Amount on Record
Deed Sale	Apr 27, 2005 · Amount on Record
Prior Sale	Apr 27, 2005 · Amount on Record
Deed Document Number	0028190647
Deed Book / Page	2819 / 0647
Last Transfer Date	Mar 30, 2016
Transfer Doc	0047590327
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$94,470 (+64.74%) Land $48,156 Building $46,314	$94,470 (+64.74%) Land $48,156 Building $46,314
2024	$1,758.00 (+35.65%)
2023	$1,296.00 (+16.13%)	$57,344 (-)	$57,344 (-) Land $12,520 Building $44,824
2022	$1,116.00	$57,344	$57,344 Land $12,520 Building $44,824

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20