Lake County property record for 38807 Pine St, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 936 sqft · built 1966 |
| Lot Size | 0.208 acres (9,063 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $60,000 (Apr 2018) |
| Tax Bill | $1,850 (2024) |
| Deeds & Mortgages | Apr 2018 Sale & Mortgage Feb 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-18-26-0600-000-00600 |
| Primary APN | 24-18-26-0600-000-00600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 9,063 sqft (0.208 acres) |
| Lot Dimensions | 145 ft deep x 62 ft wide |
| Garage Type | Carport |
| Garage Area | 242 sqft |
| Carport | Carport |
| Carport Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 65 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1461685 |
|---|---|
| Street Address | 38807 PINE ST |
| City | UMATILLA |
| State | FL |
| Zip | 32784-8944 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | MERRILL-VAUGHN SUB LOT 6 PB 4 PG 23 ORB 5089 PG 1089 |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 24 |
| Legal Subdivision | MERRILL-VAUGHN SUB |
| Legal Tract | 0600 |
| Legal Lot Number | 6 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 1 |
| Census Block | 1074 |
| Census Tract | 30109 |
Source: Lake County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 135 JENKINS ST, 105B, SAINT AUGUSTINE, FL 32086-5176 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 3, 2018 | Warranty Deed, Transfer MONEYTREE FINANCIAL SERVICES INC |
| Feb 16, 2017 | Warranty Deed, Transfer FIRST INT'L TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2018 · Amount on Record |
| Deed Sale | Apr 3, 2018 · Amount on Record |
| Prior Sale | Feb 16, 2017 · Amount on Record |
| Deed Document Number | 201838094 |
| Deed Book / Page | 5089 / 1089 |
| Prior Transfer Date | Aug 15, 2008 |
| Prior Transfer Doc | 0036710499 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Apr 3, 2018 |
| Property Address | 38807 PINE ST, UMATILLA, FL 32784-8944 |
| Document Number | 0050891089 |
| Book / Page | 5089 / 1089 |
| Map Reference | MB 4 PG 23 |
| Instrument Date | Apr 3, 2018 |
| Instrument | 2018038094 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | COLUMBIA TITLE RESEARCH CORP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5175 N HIGHWAY 1, MELBOURNE, FL 32940-7210 |
| Document Number | 2018038095 |
|---|---|
| Date | Apr 3, 2018 |
| Instrument | 2018038095 |
| Name | MONEYTREE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Feb 16, 2017 |
| Property Address | 38807 PINE ST, UMATILLA, FL 32784-8944 |
| Document Number | 0049031404 |
| Book / Page | 004903 / 001404 |
| Instrument Date | Feb 16, 2017 |
| Instrument | 17631 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2017 |
| Title Company | FIRST INT'L TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $385.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3463 CREEK RUN LN EUSTIS FL 327362513, EUSTIS, FL 32736-2513 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $87,351 (-) Land $18,000 Building $69,351 | $87,351 (-) Land $18,000 Building $69,351 | |
| 2025 | $87,351 (+2.61%) Land $18,000 Building $69,351 | $87,351 (+2.61%) Land $18,000 Building $69,351 | |
| 2024 | $1,850.00 (+16.5%) | ||
| 2023 | $1,588.00 (+17.89%) | $85,132 (+11.82%) | $85,132 (+11.82%) Land $18,000 Building $67,132 |
| 2022 | $1,347.00 | $76,132 | $76,132 Land $9,000 Building $67,132 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · lower than 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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