38807 Pine St, Umatilla, FL 32784 Property Records

Lake County property record for 38807 Pine St, Umatilla, FL 32784

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 936 sqft · built 1966
Lot Size0.208 acres (9,063 sqft)
Owner2 Individual Names on Record
Last Sale$60,000 (Apr 2018)
Tax Bill$1,850 (2024)
Deeds & MortgagesApr 2018 Sale & Mortgage
Feb 2017 Sale
Flood ZoneZone X (minimal risk)
APN24-18-26-0600-000-00600

Property Details

APN / Parcel Number

Primary APN24-18-26-0600-000-00600
Alternative APNs
  • 261824060000000600
  • 1461685

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area936 sqft Living Area
1st Floor Area936 sqft

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 2018
Exterior MaterialConcrete Block
Construction TypeFrame
Roof MaterialAsphalt
Lot Area9,063 sqft (0.208 acres)
Lot Dimensions145 ft deep x 62 ft wide
Garage TypeCarport
Garage Area242 sqft
CarportCarport
Carport Area242 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area65 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number1461685
Street Address38807 PINE ST
CityUMATILLA
StateFL
Zip32784-8944
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal DescriptionMERRILL-VAUGHN SUB LOT 6 PB 4 PG 23 ORB 5089 PG 1089
Legal Range26E
Legal Township18S
Legal Section24
Legal SubdivisionMERRILL-VAUGHN SUB
Legal Tract0600
Legal Lot Number6
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group1
Census Block1074
Census Tract30109

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address135 JENKINS ST, 105B, SAINT AUGUSTINE, FL 32086-5176
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 3, 2018Warranty Deed, Transfer
MONEYTREE FINANCIAL SERVICES INC
Feb 16, 2017Warranty Deed, Transfer
FIRST INT'L TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 3, 2018 · Amount on Record
Deed SaleApr 3, 2018 · Amount on Record
Prior SaleFeb 16, 2017 · Amount on Record
Deed Document Number201838094
Deed Book / Page5089 / 1089
Prior Transfer DateAug 15, 2008
Prior Transfer Doc0036710499
Record UpdatedSep 20, 2026

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateApr 3, 2018
Property Address38807 PINE ST, UMATILLA, FL 32784-8944
Document Number0050891089
Book / Page5089 / 1089
Map ReferenceMB 4 PG 23
Instrument DateApr 3, 2018
Instrument2018038094
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyCOLUMBIA TITLE RESEARCH CORP

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$420.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5175 N HIGHWAY 1, MELBOURNE, FL 32940-7210

Mortgage

Document Number2018038095
DateApr 3, 2018
Instrument2018038095
Lender
NameMONEYTREE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
AmountAmount Recorded

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateFeb 16, 2017
Property Address38807 PINE ST, UMATILLA, FL 32784-8944
Document Number0049031404
Book / Page004903 / 001404
Instrument DateFeb 16, 2017
Instrument17631
Transaction TypeTransfer
Record UpdatedMar 24, 2017
Title CompanyFIRST INT'L TITLE

Transaction

AmountAmount Recorded
Tax$385.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3463 CREEK RUN LN EUSTIS FL 327362513, EUSTIS, FL 32736-2513

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$87,351 (-) Land $18,000 Building $69,351$87,351 (-) Land $18,000 Building $69,351
2025$87,351 (+2.61%) Land $18,000 Building $69,351$87,351 (+2.61%) Land $18,000 Building $69,351
2024$1,850.00 (+16.5%)
2023$1,588.00 (+17.89%)$85,132 (+11.82%)$85,132 (+11.82%) Land $18,000 Building $67,132
2022$1,347.00$76,132$76,132 Land $9,000 Building $67,132

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · lower than 60% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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