3894 SE 12th Dr, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 3894 SE 12th Dr, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,536 sqft · built 2006
Lot Size	0.348 acres (15,159 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Oct 2022)
Tax Bill	$2,450 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-24-37-35-0010-00160-0070`

Property Details

APN / Parcel Number

Primary APN	`1-24-37-35-0010-00160-0070`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,536 sqft Heated Area
Gross Area	2,012 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,159 sqft (0.348 acres)
Lot Dimensions	200 ft deep x 76 ft wide
Porch	Open Porch
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3894 SE 12TH DR
City	OKEECHOBEE
State	FL
Zip	34974-3704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A REVISED AND ADDITION TO PLAT OF CONNERS GABLES (PLAT BOOK 3 PAGE 15) A PORTION OF LOTS 7-16 OF BLOCK 16 OF THE SUBDIVISION
Legal Range	35E
Legal Township	37S
Legal Section	24
Legal Subdivision	A REVISED AND ADDITION
Legal Block	16
Legal Lot Number	7-16 8
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2025
Census Tract	910402

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	3894 SE 12TH DR, OKEECHOBEE, FL 34974-3704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Oct 21, 2022 · Amount on Record
Deed Sale	Oct 21, 2022 · Amount on Record
Prior Sale	Aug 25, 2014 · Amount on Record
Deed Document Number	0000013857
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Oct 21, 2022
Property Address	3894 SE 12TH DR, OKEECHOBEE, FL 34974-3704
Document Number	0000013857
Map Reference	MB 3 PG 15
Instrument Date	Oct 21, 2022
Instrument	2022013857
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	OKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3894 SE 12TH DR, 3894, OKEECHOBEE, FL 34974-3704

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3894 SE 12TH DR, OKEECHOBEE, FL 34974-3704

Mortgage

Document Number	0000013858
Date	Oct 21, 2022
Instrument	2022013858

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,450.00 (-18.9%) Homeowner's exemption	$219,273 (+3.82%)	$224,347 (+6.22%) Land $30,780 Building $193,567
2023	$3,021.00 (+466.79%) Homeowner's exemption	$211,213 (+48.55%) Land $23,940 Building $187,273	$211,213 (+18.59%) Land $23,940 Building $187,273
2022	$533.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$142,180	$178,098 Land $14,706 Building $163,392

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 54% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20