Okeechobee County property record for 3732 SE 12th Dr, Okeechobee, FL 34974
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,536 sqft · built 2006 |
| Lot Size | 0.353 acres (15,377 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $232,000 (Nov 2021) |
| Tax Bill | $3,055 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-24-37-35-0010-00160-0120 |
| Primary APN | 1-24-37-35-0010-00160-0120 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,536 sqft Heated Area |
| Gross Area | 2,064 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,377 sqft (0.353 acres) |
| Lot Dimensions | 200 ft deep x 77 ft wide |
| Porch | Open Porch |
| Patio Area | 52 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3732 SE 12TH DR |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34974-3718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A REVISED AND ADDITION TO PLAT OF CONNERS GABLES (PLAT BOOK 3 PAGE 15) A PORTION OF LOTS 7-16 OF BLOCK 16 OF THE SUBDIVISION |
| Legal Range | 35E |
| Legal Township | 37S |
| Legal Section | 24 |
| Legal Subdivision | A REVISED AND ADDITION |
| Legal Block | 16 |
| Legal Lot Number | 7-16 8 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 910402 |
Source: Okeechobee County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3732 SE 12TH DR, OKEECHOBEE, FL 34974-3718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 3, 2021 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 5, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 2021 · Amount on Record |
| Deed Sale | Nov 3, 2021 · Amount on Record |
| Prior Sale | Sep 22, 2014 · Amount on Record |
| Deed Document Number | 2021013998 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Nov 3, 2021 |
| Property Address | 3732 SE 12TH DR, OKEECHOBEE, FL 34974-3718 |
| Document Number | 2021013998 |
| Map Reference | MB 3 PG 15 |
| Instrument Date | Oct 28, 2021 |
| Instrument | 2021013998 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2021 |
| Title Company | CLEAR TITLE, CLEAR TITLE & LEGAL SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,624.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1632 NE 96TH AVE, 1632, OKEECHOBEE, FL 34974-8284 |
| Name | Verified Name |
|---|---|
| Address | 3732 SE 12TH DR, OKEECHOBEE, FL 34974-3718 |
| Document Number | 2021013999 |
|---|---|
| Date | Nov 3, 2021 |
| Instrument | 2021013999 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 3732 SE 12TH DR, OKEECHOBEE, FL 34974-3718 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3732 SE 12TH DR, OKEECHOBEE, FL 34974-3718 |
| Document Number | 2021004091 |
|---|---|
| Date | Apr 5, 2021 |
| Instrument | 2021004091 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 282 Months |
| Due | Oct 1, 2044 |
Source: Okeechobee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,055.00 (-10.93%) | $222,809 (+6.26%) Land $31,185 Building $191,624 | $222,809 (+6.26%) Land $31,185 Building $191,624 |
| 2023 | $3,430.00 (+14.52%) | $209,687 (+19.25%) Land $24,255 Building $185,432 | $209,687 (+19.25%) Land $24,255 Building $185,432 |
| 2022 | $2,995.00 | $175,833 Land $14,900 Building $160,933 | $175,833 Land $14,900 Building $160,933 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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