3892 S Posse Trl, Gilbert, AZ 85297 Property Records

Maricopa County property record for 3892 S Posse Trl, Gilbert, AZ 85297

Property Summary

Property TypeSingle Family Home
Details4 ba · 1,853 sqft · built 2007
Lot Size0.08 acres (3,494 sqft)
OwnerIndividual Name on File
Last Sale$260,000 (Feb 2017)
Tax Bill$1,625 (2025)
Deeds & MortgagesMay 2020 Mortgage
Feb 2017 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN313-16-504

Property Details

APN / Parcel Number

Primary APN313-16-504

Interior

Full Baths4 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area1,853 sqft Living Area
1st Floor Area738 sqft
2nd Floor Area1,115 sqft

Exterior

Year BuiltBuilt 2007
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area3,494 sqft (0.08 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address3892 S POSSE TRL
CityGILBERT
StateAZ
Zip85297-7497
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionPOWER RANCH NEIGHBORHOOD 9 PARCEL 1 AMD MCR 887-19
Legal Range06E
Legal Township02S
Legal Section01
Legal QuarterSE
Quarter-Quarter SectionSE
Legal SubdivisionPOWER RANCH NEIGHBORHOOD 9 PARCEL 1 AMD
Legal Lot Number258
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group1
Census Block1024
Census Tract815800

Owner

Source: Maricopa County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3892 S POSSE TRL, GILBERT, AZ 85297-7497
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Feb 17, 2017Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 17, 2017 · Amount on Record
Deed SaleFeb 17, 2017 · Amount on Record
Prior SaleFeb 28, 2008 · Amount on Record
Deed Document Number20170120311
Record UpdatedJun 8, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3892 S POSSE TRL, GILBERT, AZ 85297-7497
Document Number0000421827
Instrument DateMay 12, 2020
Transaction TypeMortgage
Record UpdatedMay 27, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3892 S POSSE TRL GILBERT AZ 852977497, GILBERT, AZ 85297-7497

Mortgage

Document Number0000421827
DateMay 18, 2020
Instrument421827
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 17, 2050

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateFeb 17, 2017
Property Address3892 S POSSE TRL, GILBERT, AZ 85297-7497
Document Number0000120311
Instrument DateFeb 15, 2017
Instrument120311
Transaction TypeTransfer
Record UpdatedFeb 27, 2017
Title CompanySECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$260.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3892 S POSSE TRL GILBERT AZ 852977497, GILBERT, AZ 85297-7497

Mortgage

Document Number120312
DateFeb 17, 2017
Instrument120312
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 16, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictHigley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$41,920 (-1.27%)$419,200 (-1.27%) Land $83,800 Building $335,400
2025$1,625.00 (-6.72%)
2024$42,460$424,600 Land $84,900 Building $339,700
2023$1,742.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

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