3888 S Posse Trl, Gilbert, AZ 85297 Property Records

Maricopa County property record for 3888 S Posse Trl, Gilbert, AZ 85297

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,853 sqft · built 2007
Lot Size	0.052 acres (2,275 sqft)
Owner	Individual Name on Record
Last Sale	$259,900 (Jul 2017)
Tax Bill	$1,698 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jun 2022 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`313-16-503`

Property Details

APN / Parcel Number

Primary APN	`313-16-503`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,853 sqft Living Area
1st Floor Area	738 sqft
2nd Floor Area	1,115 sqft

Exterior

Year Built	Built 2007
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	2,275 sqft (0.052 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3888 S POSSE TRL
City	GILBERT
State	AZ
Zip	85297-7497
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	POWER RANCH NEIGHBORHOOD 9 PARCEL 1 AMD MCR 887-19
Legal Range	06E
Legal Township	02S
Legal Section	01
Legal Quarter	SE
Quarter-Quarter Section	SE
Legal Subdivision	POWER RANCH NEIGHBORHOOD 9 PARCEL 1 AMD
Legal Lot Number	257
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1024
Census Tract	815800

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3888 S POSSE TRL, GILBERT, AZ 85297-7497
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP
Jun 2, 2022	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Mar 26, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage DEFINE MORTGAGE SOLUTIONS LLC
Aug 21, 2018	Quit Claim Deed, Transfer Quitclaim
Jul 31, 2017	Warranty Deed, Transfer · Conventional Mortgage LHM FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2017 · Amount on Record
Deed Sale	Jul 31, 2017 · Amount on Record
Prior Sale	Aug 21, 2018
Deed Document Number	0000560192
Last Transfer Date	Mar 26, 2019
Transfer Doc	0000207949
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3888 S POSSE TRL, GILBERT, AZ 85297-7497
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000241350
Date	Mar 20, 2020
Instrument	20200241350

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2035

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3888 S POSSE TRL, GILBERT, AZ 85297-7497
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3888 S POSSE TRL, GILBERT, AZ 85297-7497

Mortgage

Document Number	0000471736
Date	Jun 2, 2022
Instrument	20220471736

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Mar 26, 2019
Property Address	3888 S POSSE TRL, GILBERT, AZ 85297-7497
Document Number	0000207949
Map Reference	DOC2006-791002
Instrument Date	Feb 27, 2019
Instrument	20190207949
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3888 S POSSE TRL, GILBERT, AZ 85297-7497

Mortgage

Document Number	0000207950
Date	Mar 26, 2019
Instrument	20190207950

Lender

Name	DEFINE MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2039

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 21, 2018
Property Address	3888 S POSSE TRL, GILBERT, AZ 85297-7497
Document Number	0000633045
Instrument Date	Aug 21, 2018
Instrument	633045
Transaction Type	Transfer
Record Updated	Aug 27, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3888 S POSSE TRL GILBERT AZ 852977497, GILBERT, AZ 85297-7497

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 31, 2017
Property Address	3888 S POSSE TRL, GILBERT, AZ 85297-7497
Document Number	0000560192
Map Reference	DOC2006-791002
Instrument Date	Jul 13, 2017
Instrument	2017-0560192
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	GREYSTONE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3888 S POSSE TRL, 3888, GILBERT, AZ 85297-7497

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3888 S POSSE TRL, GILBERT, AZ 85297-7497

Mortgage

Document Number	0000560193
Date	Jul 31, 2017
Instrument	2017-0560193

Lender

Name	LHM FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,180 (-0.67%)	$401,800 (-0.67%) Land $80,300 Building $321,500
2025	$1,698.00 (-13.98%)
2024		$40,450	$404,500 Land $80,900 Building $323,600
2023	$1,974.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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