3892 Melby Ave NE, Saint Michael, MN 55376 Property Records

Wright County property record for 3892 Melby Ave NE, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 2,486 sqft · built 2017
Lot Size	0.231 acres (10,073 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,000 (Jan 2024)
Tax Bill	$6,462 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Dec 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`114-335-002060`

Property Details

APN / Parcel Number

Primary APN	`114-335-002060`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,486 sqft Living Area
1st Floor Area	1,390 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	10,073 sqft (0.231 acres)
Garage Type	Attached
Garage Area	948 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3892 MELBY AVE NE
City	SAINT MICHAEL
State	MN
Zip	55376-3092
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-18 TWP-120 RANGE-023 RIVERS EDGE LOT-006 BLOCK-002
Legal Range	023
Legal Township	120
Legal Section	18
Legal Subdivision	RIVERS EDGE
Legal Block	2
Legal Lot Number	6
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	4
Census Block	4003
Census Tract	100805

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3892 MELBY AVE NE, SAINT MICHAEL, MN 55376-3092
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Warranty Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Dec 27, 2023	Warranty Deed, Transfer THE TITLE GROUP INC
Jan 18, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 15, 2018	Limited Warranty Deed, Transfer NORTH AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2024 · Amount on Record
Deed Sale	Jan 17, 2024 · Amount on Record
Prior Sale	Dec 27, 2023 · Amount on Record
Deed Document Number	20241618297
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jan 26, 2024
Property Address	3892 MELBY AVE NE, SAINT MICHAEL, MN 55376-3092
Document Number	00A1546634
Instrument Date	Jan 17, 2024
Instrument	A1546634
Transaction Type	Transfer
Record Updated	Feb 28, 2024
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,683.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3892 MELBY AVE NE, SAINT MICHAEL, MN 55376-3092

Mortgage

Document Number	00A1546635
Date	Jan 26, 2024
Instrument	A1546635

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Dec 27, 2023
Property Address	3892 MELBY AVE NE, SAINT MICHAEL, MN 55376-3092
Document Number	00A1545079
Instrument Date	Dec 27, 2023
Instrument	A1545079
Transaction Type	Transfer
Record Updated	Mar 25, 2024
Title Company	THE TITLE GROUP INC

Transaction

Amount	Amount Recorded
Tax	$1,646.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 PARKVIEW PLZ STE 400, 400, OAKBROOK TERRACE, IL 60181-4492
Investor	Possibly a Property Investor

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jan 18, 2022
Property Address	3892 MELBY AVE NE, SAINT MICHAEL, MN 55376-3092
Document Number	00A1496502
Instrument Date	Jun 22, 2021
Instrument	A1496502
Transaction Type	Transfer
Record Updated	Feb 25, 2022
Title Company	TITLE SPECIALIST, TITLE SPECIALISTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,583.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3892 MELBY AVE NE, SAINT MICHAEL, MN 55376-3092

Mortgage

Document Number	00A1496503
Date	Jan 18, 2022
Instrument	A1496503

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jul 1, 2051

May 2018: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	May 15, 2018
Property Address	3892 MELBY AVE NE, SAINT MICHAEL, MN 55376-3092
Document Number	0001370130
Instrument Date	Apr 2, 2018
Instrument	1370130
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,307.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3892 MELBY AVE NE, SAINT MICHAEL, MN 55376-3092

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,462.00 (+17.02%)	$552,600 (+2.49%) Land $120,000 Building $432,600	$552,600 (+2.49%) Land $120,000 Building $432,600
2025		$539,200 (-2.69%) Land $122,000 Building $417,200	$539,200 (-2.69%) Land $122,000 Building $417,200
2023	$5,522.00 (+6.73%)	$554,100 Land $121,000 Building $433,100	$554,100 Land $121,000 Building $433,100
2022	$5,174.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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