3892 E 189th St, Cleveland (Beachwood), OH 44122 Property Records

Cuyahoga County property record for 3892 E 189th St, Cleveland, OH 44122

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,690 sqft · built 1954
Lot Size	0.144 acres (6,250 sqft)
Owner	Company Name on File
Last Sale	$121,000 (Oct 2025)
Tax Bill	$2,833 (2025)
Deeds & Mortgages	Oct 2025 Sale Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`140-25-077`

Property Details

APN / Parcel Number

Primary APN	`140-25-077`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,690 sqft Living Area
1st Floor Area	1,690 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	3892 E 189TH ST
City	CLEVELAND
State	OH
Zip	44122-6565
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1F
Legal Description	64 MORRISON#3 0083 ALL
Legal Subdivision	MORRISON#3
Legal Lot Number	83
Jurisdiction	CUYAHOGA OH
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1005
Census Tract	121800

Owner

3892 E 189th St is owned by a company that bought it in October 2025.

Source: Cuyahoga County records, as of March 16, 2026

Owner of Record	Company Name on File
Mailing Address	1 REFLECTION DR, WASHINGTON, IN 47501-4700
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Quit Claim Deed, Transfer VTA TITLE AGENCY INC, NOVA TITLE AGENCY INC
Aug 26, 2020	Warranty Deed, Transfer · Conventional with PMI UNION HM MTG CORP
Dec 6, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2025 · Amount on File
Deed Sale	Oct 1, 2025 · Amount on File
Prior Sale	May 14, 2024 · Amount on File
Deed Document Number	2025132
Prior Transfer Date	Sep 24, 2025
Prior Transfer Doc	0000000132
Record Updated	Oct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Oct 1, 2025
Property Address	3892 E 189TH ST, CLEVELAND, OH 44122-6565
Document Number	0000000132
Map Reference	VOL 144 PG 8
Instrument Date	Sep 24, 2025
Instrument	202510010132
Transaction Type	Transfer
Record Updated	Oct 14, 2025
Title Company	VTA TITLE AGENCY INC, NOVA TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 REFLECTION DR, WASHINGTON, IN 47501-4700

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Aug 26, 2020
Property Address	3892 E 189TH ST, CLEVELAND, OH 44122-6565
Document Number	0008250147
Instrument Date	Aug 13, 2020
Instrument	8250147
Transaction Type	Transfer
Record Updated	Sep 16, 2020
Title Company	NOVE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3892 E 189TH ST CLEVELAND OH 441226565, CLEVELAND, OH 44122-6565

Mortgage

Document Number	8250148
Date	Aug 26, 2020
Instrument	8250148

Lender

Name	UNION HM MTG CORP
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2050

December 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CUYAHOGA OH
Recording Date	Dec 6, 2017
Property Address	3892 E 189TH ST, CLEVELAND, OH 44122-6565
Document Number	0012060219
Instrument Date	Nov 21, 2017
Instrument	12060219
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	978 E 239TH ST EUCLID OH 441232542, EUCLID, OH 44123-2542

Tax Assessment & Valuation

The 2025 property tax bill for 3892 E 189th St was $2,833, up 2.1% from the year before.

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Cleveland City
Unified School District	Cleveland Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,833.00 (+2.05%)	$42,350 (-0.02%) Land $6,965 Building $35,385	$121,000 (-) Land $19,900 Building $101,100
2024	$2,776.00 (+59.63%) Homeowner's exemption	$42,360 (+84.74%) Land $6,970 Building $35,390	$121,000 Land $19,900 Building $101,100
2023	$1,739.00 (+0.58%) Homeowner's exemption	$22,930 (-) Land $6,060 Building $16,870
2022	$1,729.00 Homeowner's exemption	$22,930 Land $6,060 Building $16,870
2021			$65,500 Land $17,300 Building $48,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3892 E 189th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1994–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3892 E 189th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 850 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Breezeline, DigitalC, PCs for People, T-Mobile, Verizon.

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