3885 E 189th St, Cleveland (Beachwood), OH 44122 Property Records

Cuyahoga County property record for 3885 E 189th St, Cleveland, OH 44122

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,060 sqft · built 1953
Lot Size	0.141 acres (6,150 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,513 (2025)
Deeds & Mortgages	Feb 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`140-25-091`

Property Details

APN / Parcel Number

Primary APN	`140-25-091`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,060 sqft Living Area
1st Floor Area	712 sqft
2nd Floor Area	348 sqft
Basement Area	696 sqft
Finished Basement	348 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1962
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	6,150 sqft (0.141 acres)
Lot Dimensions	123 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	3885 E 189TH ST
City	CLEVELAND
State	OH
Zip	44122-6564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1F
Legal Description	64 MORRISON#3 0106 ALL
Legal Subdivision	MORRISON#3
Legal Lot Number	106
Jurisdiction	CUYAHOGA OH
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1004
Census Tract	121800

Owner

3885 E 189th St is owned and occupied by two individuals who acquired it in December 2011.

Source: Cuyahoga County records, as of March 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3885 E 189TH ST, CLEVELAND, OH 44122-6564
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2011
Deed Sale	Dec 9, 2011
Prior Sale	Apr 19, 2007 · Amount on File
Deed Document Number	838393
Deed Book / Page	98-10759 / 23
Prior Transfer Date	Mar 10, 2008
Prior Transfer Doc	200803100729
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	3885 E 189TH ST, CLEVELAND, OH 44122-6564
Document Number	0002150142
Instrument Date	Feb 4, 2017
Transaction Type	Mortgage
Record Updated	Apr 18, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3885 E 189TH ST CLEVELAND OH 441226564, CLEVELAND, OH 44122-6564

Mortgage

Document Number	0002150142
Date	Feb 15, 2017
Instrument	2150142

Lender

Name	NAVY FCU
Type	Credit Union
Address	MERRIFIELD, VA 22119-3327

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3885 E 189th St was $2,513 with a homeowner's exemption, up % from the year before.

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Cleveland City
Unified School District	Cleveland Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,513.00 (+0.04%) Homeowner's exemption	$38,330 (-) Land $6,900 Building $31,430
2024	$2,512.00 (+30.9%) Homeowner's exemption	$38,330 (+51.44%) Land $6,900 Building $31,430	$109,500 Land $19,700 Building $89,800
2023	$1,919.00 (+0.58%) Homeowner's exemption	$25,310 (-) Land $6,020 Building $19,290
2022	$1,908.00 Homeowner's exemption	$25,310 Land $6,020 Building $19,290
2021			$72,300 Land $17,200 Building $55,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3885 E 189th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1994–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3885 E 189th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 850 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Breezeline, DigitalC, PCs for People, T-Mobile, Verizon.

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