Denton County property record for 3890 White Clover Ln, Prosper, TX 75078
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,544 sqft · built 2018 |
| Lot Size | 0.204 acres (8,892 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $605,600 (Sep 2020) |
| Tax Bill | $11,530 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Sep 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R684466 |
| Primary APN | R684466 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,544 sqft Living Area |
| Gross Area | 3,223 sqft |
| 1st Floor Area | 2,544 sqft |
| Bonus Room | Bonus Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,892 sqft (0.204 acres) |
| Garage Type | Attached |
| Garage Area | 679 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3890 WHITE CLOVER LN |
|---|---|
| City | PROSPER |
| State | TX |
| Zip | 75078-1548 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINDSONG RANCH PHASE 2D-1 BLK F LOT 9 |
| Legal Subdivision | WINDSONG RANCH PHASE 2D-1 |
| Legal Block | F |
| Legal Lot Number | 9 |
| Jurisdiction | DENTON TX |
| Township / Civil Division | PILOT POINT-AUBREY |
| Census Block Group | 4 |
| Census Block | 4028 |
| Census Tract | 20128 |
Source: Denton County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3890 WHITE CLOVER LN, PROSPER, TX 75078-1548 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NATIONAL BANK & TRUST |
| Sep 21, 2020 | Warranty Deed, Transfer KELLER MTG |
| Dec 27, 2019 | Deed of Trust, Mortgage LEGACY BK/TX |
| Jun 20, 2019 | Vendor's Lien, Transfer · Conventional Mortgage AMERICAN NATIONAL BANK & TRUST |
| Apr 2, 2018 | Grant Deed, Subdivision Related Transfer AFFILIATED BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2020 · Amount on Record |
| Deed Sale | Sep 21, 2020 · Amount on Record |
| Prior Sale | Jun 20, 2019 · Amount on Record |
| Deed Document Number | 2020147284 |
| Prior Transfer Date | Sep 18, 2020 |
| Prior Transfer Doc | 0000147284 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENTON TX |
| Property Address | 3890 WHITE CLOVER LN, PROSPER, TX 75078-1548 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000067647 |
|---|---|
| Date | May 21, 2020 |
| Instrument | 2020-067647 |
| Name | AMERICAN NATIONAL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | WICHITA FALLS, TX 76308 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DENTON TX |
| Recording Date | Sep 21, 2020 |
| Property Address | 3890 WHITE CLOVER LN, PROSPER, TX 75078-1548 |
| Document Number | 0000000223 |
| Instrument Date | Sep 18, 2020 |
| Instrument | 223 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2020 |
| Title Company | TEXAS PREMIER TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3890 WHITE CLOVER LN PROSPER TX 750781548, PROSPER, TX 75078-1548 |
| Document Number | 147285 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 147285 |
| Name | KELLER MTG |
|---|---|
| Type | Mortgage Company |
| Address | DUBLIN, OH 43016 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 20, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENTON TX |
| Property Address | 3890 WHITE CLOVER LN, PROSPER, TX 75078-1548 |
| Document Number | 0000165281 |
| Instrument Date | Dec 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2020 |
| Title Company | PLATINUM TITLE LLC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5000 QUORUM DR #555 DALLAS TX 752547139, 555, DALLAS, TX 75254-7139 |
| Document Number | 0000165281 |
|---|---|
| Date | Dec 30, 2019 |
| Instrument | 165281 |
| Name | LEGACY BK/TX |
|---|---|
| Type | Bank |
| Address | PLANO, TX 75024 |
| Amount | Amount Recorded |
|---|
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | DENTON TX |
| Recording Date | Jun 20, 2019 |
| Property Address | 3890 WHITE CLOVER LN, PROSPER, TX 75078-1548 |
| Document Number | 0000072806 |
| Map Reference | DOC 2016-168 |
| Instrument Date | Jun 19, 2019 |
| Instrument | 2019-072806 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2021 |
| Title Company | ORNTIC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3890 WHITE CLOVER LN, PROSPER, TX 75078-1548 |
| Investor | Possibly a Property Investor |
| Document Number | 0000072807 |
|---|---|
| Date | Jun 20, 2019 |
| Instrument | 2019-072807 |
| Name | AMERICAN NATIONAL BANK & TRUST |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DENTON TX |
| Recording Date | Apr 2, 2018 |
| Property Address | 3890 WHITE CLOVER LN, PROSPER, TX 75078-1548 |
| Document Number | 0000036326 |
| Instrument Date | Mar 26, 2018 |
| Instrument | 36326 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 24, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4061 PEPPER GRASS LN PROSPER TX 750781317, PROSPER, TX 75078-1317 |
| Document Number | 36327 |
|---|---|
| Date | Apr 2, 2018 |
| Instrument | 36327 |
| Name | AFFILIATED BK |
|---|---|
| Type | Bank |
| Address | ARLINGTON, TX 76015 |
| Amount | Amount Recorded |
|---|
Source: Denton County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Denton County |
| Municipality | Prosper Town |
| Unified School District | Prosper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $721,000 (-1.1%) Land $206,822 Building $514,178 | $721,000 (-1.1%) Land $206,822 Building $514,178 | |
| 2025 | $11,530.00 (+4.81%) Homeowner's exemption | $729,000 (-3.95%) Land $213,408 Building $515,592 | $729,000 (-3.95%) Land $213,408 Building $515,592 |
| 2024 | $11,001.00 (+10.39%) | ||
| 2023 | $9,966.00 (+744.58%) Homeowner's exemption | $759,000 Land $202,627 Building $556,373 | $759,000 Land $202,627 Building $556,373 |
| 2022 | $1,180.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Optimum Fiber · Cable | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
| Nextlink Fixed Wireless | 200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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