Denton County property record for 3874 White Clover Ln, Prosper, TX 75078
| Property Type | Townhouse |
|---|---|
| Details | 4 bd · 3 ba · 1,704 sqft · built 2021 |
| Lot Size | 0.152 acres (6,621 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $485,500 (May 2022) |
| Tax Bill | $8,303 (2025) |
| Deeds & Mortgages | May 2023 Construction Loan May 2023 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R772408 |
| Primary APN | R772408 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,704 sqft Living Area |
| Gross Area | 2,103 sqft |
| 1st Floor Area | 1,704 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Townhouse |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,621 sqft (0.152 acres) |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 124 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3874 WHITE CLOVER LN |
|---|---|
| City | PROSPER |
| State | TX |
| Zip | 75078-1548 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | WINDSONG RANCH PHASE 2C-2 BLK D LOT 10 |
| Legal Subdivision | WINDSONG RANCH PHASE 2C-2 |
| Legal Block | D |
| Legal Lot Number | 10 |
| Jurisdiction | DENTON TX |
| Township / Civil Division | PILOT POINT-AUBREY |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 20128 |
Source: Denton County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3874 WHITE CLOVER LN, PROSPER, TX 75078-1548 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2023 | Deed of Trust, Mortgage · Construction Mortgage FROST BANK |
| May 4, 2023 | Deed of Trust, Mortgage · Construction Mortgage FROST BANK |
| May 17, 2022 | Vendor's Lien, Transfer · Conventional Mortgage PLANET HOME LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2022 · Amount on Record |
| Deed Sale | May 17, 2022 · Amount on Record |
| Deed Document Number | 202274000 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENTON TX |
| Property Address | 3874 WHITE CLOVER LN, PROSPER, TX 75078-1548 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3874 WHITE CLOVER LN, PROSPER, TX 75078-1548 |
| Document Number | 0000045450 |
|---|---|
| Date | May 4, 2023 |
| Instrument | 2023-045450 |
| Name | FROST BANK |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78296 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENTON TX |
| Property Address | 3874 WHITE CLOVER LN, PROSPER, TX 75078-1548 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3874 WHITE CLOVER LN, PROSPER, TX 75078-1548 |
| Document Number | 0000045451 |
|---|---|
| Date | May 4, 2023 |
| Instrument | 2023-045451 |
| Name | FROST BANK |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78296 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | DENTON TX |
| Recording Date | May 17, 2022 |
| Property Address | 3874 WHITE CLOVER LN, PROSPER, TX 75078-1548 |
| Document Number | 0000074000 |
| Map Reference | DOC 2019-479 |
| Instrument Date | May 17, 2022 |
| Instrument | 2022-074000 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2023 |
| Title Company | PLATINUM TITLE LLC, PLATINUM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3874 WHITE CLOVER LN, PROSPER, TX 75078-1548 |
| Document Number | 0000074001 |
|---|---|
| Date | May 17, 2022 |
| Instrument | 2022-074001 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2037 |
Source: Denton County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Denton County |
| Municipality | Prosper Town |
| Unified School District | Prosper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $509,727 (-7.53%) Land $127,106 Building $382,621 | $509,727 (-7.53%) Land $127,106 Building $382,621 | |
| 2025 | $8,303.00 (-8.75%) | $551,220 (-1.84%) Land $127,106 Building $424,114 | $551,220 (-1.84%) Land $127,106 Building $424,114 |
| 2024 | $9,099.00 (+4.11%) | ||
| 2023 | $8,740.00 (+85.13%) Homeowner's exemption | $561,538 Land $127,106 Building $434,432 | $561,538 Land $127,106 Building $434,432 |
| 2022 | $4,721.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Optimum Fiber · Cable | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
| Nextlink Fixed Wireless | 200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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