3890 Spencer Cir, Macon, GA 31206 Property Records

Macon-Bibb County property record for 3890 Spencer Cir, Macon, GA 31206

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,205 sqft · built 1953
Lot Size	0.35 acres (15,246 sqft)
Owner	Company Name on Record
Last Sale	$16,250 (May 2017)
Tax Bill	$732 (2026)
Deeds & Mortgages	Jun 2018 Transfer May 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`O093-0066`

Property Details

APN / Parcel Number

Primary APN	`O093-0066`
Alternative APN	`52678`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,205 sqft Heated Area
1st Floor Area	1,200 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	130 ft deep x 117 ft wide
Patio Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	52678
Street Address	3890 SPENCER CIR
City	MACON
State	GA
Zip	31206-3569
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	JEFFERSON HILLS
Legal Subdivision	JEFFERSON HILLS
Legal Lot Number	242
Jurisdiction	BIBB GA
Township / Civil Division	MACON WEST
Census Block Group	4
Census Block	4019
Census Tract	12600

Owner

Source: Macon-Bibb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 4804, MACON, GA 31208-4804
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
May 23, 2018	Deed of Trust, Mortgage · Line of Credit MORRIS BK
May 10, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2017 · Amount on Record
Deed Sale	May 3, 2017 · Amount on Record
Prior Sale	Jan 30, 2001 · Amount on Record
Deed Document Number	20172045
Deed Book / Page	9906 / 111
Last Transfer Date	May 31, 2018
Transfer Doc	0101500145
Record Updated	Oct 29, 2026

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BIBB GA
Recording Date	Jun 14, 2018
Property Address	3890 SPENCER CIR, MACON, GA 31206-3569
Document Number	0101500145
Book / Page	010150 / 000145
Instrument Date	May 31, 2018
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3890 SPENCER CIR MACON GA 312063569, MACON, GA 31206-3569

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIBB GA
Property Address	3890 SPENCER CIR, MACON, GA 31206-3569
Document Number	0101360136
Instrument Date	May 23, 2018
Transaction Type	Mortgage
Record Updated	Jun 11, 2018
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 4804 MACON GA 312084804, MACON, GA 31208-4804

Mortgage

Document Number	0101360136
Date	May 23, 2018
Book Page	010136/000136

Lender

Name	MORRIS BK
Type	Bank
Address	DUBLIN, GA 31040

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 22, 2033

Interest

Rate Type	Adjustable Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIBB GA
Recording Date	May 10, 2017
Property Address	3890 SPENCER CIR, MACON, GA 31206-3569
Document Number	0099060111
Book / Page	009906 / 000111
Instrument Date	May 3, 2017
Transaction Type	Transfer
Record Updated	Jun 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$16.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 4804 MACON GA 312084804, MACON, GA 31208-4804

Tax Assessment & Valuation

Source: Macon-Bibb County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Municipality	Macon-Bibb County
Unified School District	Bibb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$732.00 (+5.02%)
2025	$697.00 (-3.19%)	$28,382 (-) Land $3,500 Building $24,882	$70,955 (-) Land $8,750 Building $62,205
2024	$720.00 (+0.28%)	$28,382 (+16.94%) Land $3,500 Building $24,882	$70,955 (+16.94%) Land $8,750 Building $62,205
2023	$718.00 (+22.32%)	$24,270 (+57.01%) Land $2,250 Building $22,020	$60,674 (+57%) Land $5,625 Building $55,049
2022	$587.00	$15,458 Land $2,215 Building $13,243	$38,646 Land $5,538 Building $33,108

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1994)
Most Recent Claim	Jul 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACON WATER AUTHORITY serves 130,024 people · EPA ID GA0210001
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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