3881 Spencer Cir, Macon, GA 31206 Property Records

Macon-Bibb County property record for 3881 Spencer Cir, Macon, GA 31206

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,053 sqft · built 1958
Lot Size	0.57 acres (24,829 sqft)
Owner	Company Name on Record
Last Sale	$47,000 (Jan 2026)
Tax Bill	$448 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2026 Sale + 4 more
Flood Zone	Zone AE (high risk)
APN	`O093-0050`

Property Details

APN / Parcel Number

Primary APN	`O093-0050`
Alternative APN	`30209`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,053 sqft Heated Area
1st Floor Area	1,053 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.57 acres)
Lot Dimensions	250 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	297 sqft
Carport	Carport
Carport Area	297 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	30209
Street Address	3881 SPENCER CIR
City	MACON
State	GA
Zip	31206-3564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	JEFFERSON HILLS
Legal Subdivision	JEFFERSON HILLS
Legal Block	SEC
Legal Lot Number	918
Jurisdiction	BIBB GA
Township / Civil Division	MACON WEST
Census Block Group	4
Census Block	4006
Census Tract	12600

Owner

Source: Macon-Bibb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5207 TURNING LEAF LN, SUGAR LAND, TX 77479-4217
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Quit Claim Deed, Transfer · Conventional Mortgage BPL MORTGAGE TRUST LLC
Jan 6, 2026	Limited Warranty Deed, Transfer
Jan 13, 2026	Quit Claim Deed, Transfer Quitclaim
Nov 17, 2025	Warranty Deed, Transfer
Dec 27, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMUNITY BANK OF EAST TENNESSEE
Aug 17, 2022	Warranty Deed, Transfer JENKINS TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2026 · Amount on Record
Deed Sale	Jan 6, 2026 · Amount on Record
Prior Sale	Nov 17, 2025 · Amount on Record
Deed Book / Page	12334 / 187
Prior Transfer Date	Nov 19, 2025
Prior Transfer Doc	1234000001
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BIBB GA
Recording Date	Jul 20, 2026
Property Address	3881 SPENCER CIR, MACON, GA 31206-3564
Document Number	1249000146
Book / Page	12496 / 146
Instrument Date	Jul 14, 2026
Transaction Type	Transfer
Record Updated	Aug 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	5207 TURNING LEAF LN, SUGAR LAND, TX 77479-4217
Investor	Possibly a Property Investor

Mortgage

Document Number	1249000149,
Date	Jul 20, 2026
Book Page	12496/149

Lender

Name	BPL MORTGAGE TRUST LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BIBB GA
Recording Date	Jan 6, 2026
Property Address	3881 SPENCER CIR, MACON, GA 31206-3564
Document Number	0123340187
Book / Page	12334 / 187
Map Reference	MB 32 PG 26
Instrument Date	Dec 29, 2025
Transaction Type	Transfer
Record Updated	Jan 30, 2026

Transaction

Amount	Amount Recorded
Tax	$47.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1945 1ST DR, MARIETTA, GA 30062-1711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5207 TURNING LEAF LN, SUGAR LAND, TX 77479-4217

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BIBB GA
Recording Date	Jan 13, 2026
Property Address	3881 SPENCER CIR, MACON, GA 31206-3564
Document Number	0123400001
Book / Page	12340 / 1
Map Reference	MB 32 PG 25
Instrument Date	Nov 19, 2025
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 820, ROGERSVILLE, TN 37857-0820

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 FOREST HILLS DR, ATLANTA, GA 30342-2334

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIBB GA
Recording Date	Nov 17, 2025
Property Address	3881 SPENCER CIR, MACON, GA 31206-3564
Document Number	0122990239
Book / Page	12299 / 239
Map Reference	MB 32 PG 25
Instrument Date	Nov 14, 2025
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Amount	Amount Recorded
Tax	$45.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 FOREST HILLS DR, ATLANTA, GA 30342-2334

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 SOUTH AVE SE, MARIETTA, GA 30060-2540

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIBB GA
Property Address	3881 SPENCER CIR, MACON, GA 31206-3564
Transaction Type	Mortgage
Record Updated	Jan 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0117600223
Date	Dec 27, 2023
Book Page	11760/223

Lender

Name	FIRST COMMUNITY BANK OF EAST TENNESSEE
Type	Bank
Address	KINGSPORT, TN 37660

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 21, 2028

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIBB GA
Recording Date	Aug 17, 2022
Property Address	3881 SPENCER CIR, MACON, GA 31206-3564
Document Number	0113560183
Book / Page	11356 / 183
Map Reference	MB 32 PG 26
Instrument Date	Aug 12, 2022
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	JENKINS TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$41.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2201 BONNER GILBERT RD, 2201, MACON, GA 31220-6727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 FOREST HILLS DR, ATLANTA, GA 30342-2334
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Macon-Bibb County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Municipality	Macon-Bibb County
Unified School District	Bibb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$448.00 (+11.17%)
2025	$403.00 (-16.91%)	$16,400 (-10.01%) Land $2,381 Building $14,019	$41,000 (-10.01%) Land $5,953 Building $35,047
2023	$485.00 (-24.81%)	$18,224 (+7.28%) Land $2,646 Building $15,578	$45,560 (+7.28%) Land $6,615 Building $38,945
2022	$645.00	$16,988 Land $2,434 Building $14,554	$42,468 Land $6,084 Building $36,384

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1994)
Most Recent Claim	Jul 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACON WATER AUTHORITY serves 130,024 people · EPA ID GA0210001
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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