Seneca County and Waterloo Town property record for 389 Waterloo Geneva Rd, Waterloo, NY 13165
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,830 sqft · built 1989 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Nov 2021) |
| Tax Bill | $2,924 (2026) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Jun 2018 Sale |
| APN | 453889 26-1-07.2 |
| Primary APN | 453889 26-1-07.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,830 sqft Living Area |
| 1st Floor Area | 1,830 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 16,988 sqft (0.39 acres) |
| Lot Dimensions | 195 ft deep x 60 ft wide |
| Shed | 1 Shed |
| Canopy | 72 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 389 WATERLOO GENEVA RD |
|---|---|
| City | WATERLOO |
| State | NY |
| Zip | 13165-1243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 1 |
| Legal Lot Number | 7.002 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 950600 |
389 Waterloo Geneva Rd is owned and occupied by an individual who bought it in November 2021.
Source: Seneca County and Waterloo Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 389 WATERLOO GENEVA RD, WATERLOO, NY 13165-1243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 24, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 7, 2018 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 24, 2021 · Amount on File |
| Deed Sale | Nov 24, 2021 · Amount on File |
| Prior Sale | Jun 7, 2018 · Amount on File |
| Deed Document Number | 202156258 |
| Deed Book / Page | 1045 / 117 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Nov 24, 2021 |
| Property Address | 389 WATERLOO GENEVA RD, WATERLOO, NY 13165-1243 |
| Document Number | 001045/117 |
| Book / Page | 1045 / 117 |
| Instrument Date | Nov 23, 2021 |
| Instrument | 56258 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1104 WATERLOO GENEVA RD, WATERLOO, NY 13165-1264 |
| Document Number | 0000056259 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 56259 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Jun 7, 2018 |
| Property Address | 389 WATERLOO GENEVA RD, WATERLOO, NY 13165-1243 |
| Document Number | 00000972/1 |
| Book / Page | 972 / 1 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 389 WATERLOO GENEVA RD, WATERLOO, NY 13165-1243 |
The 2026 property tax bill for 389 Waterloo Geneva Rd was $2,924, up 5.9% from the year before.
Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Waterloo Town |
| Unified School District | Waterloo Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,924.00 (+5.9%) | ||
| 2025 | $2,761.00 | $85,200 Land $14,700 Building $70,500 | $139,700 Land $24,103 Building $115,597 |
| 2023 | $85,200 Land $14,700 Building $70,500 | $120,000 Land $20,704 Building $99,296 | |
| 2019 | $951.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 389 Waterloo Geneva Rd; 6 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 389 Waterloo Geneva Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
May also be available: T-Mobile, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures