Seneca County and Waterloo Town property record for 385 Waterloo Geneva Rd, Waterloo, NY 13165
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 6,303 sqft · built 1970 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | Company Name on File |
| Last Sale | $135,000 (Mar 2011) |
| Tax Bill | $5,307 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage Oct 2023 Refinance + 1 more |
| APN | 453889 26-1-06 |
| Primary APN | 453889 26-1-06 |
|---|---|
| Alternative APN |
|
| Units | 6 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 6,303 sqft Gross Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 27,443 sqft (0.63 acres) |
| Lot Dimensions | 192 ft deep x 100 ft wide |
| Porch | Slab |
| Porch Area | 467 sqft |
| Patio Area | 553 sqft |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 385 WATERLOO GENEVA RD |
|---|---|
| City | WATERLOO |
| State | NY |
| Zip | 13165-1286 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | 05 - COMME |
| Legal Description | MB02-234 |
| Legal Block | 1 |
| Legal Lot Number | 6.000 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 950600 |
385 Waterloo Geneva Rd, a residential property, is owned by a company that bought it in March 2011.
Source: Seneca County and Waterloo Town records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 122 GARFIELD AVE, PENN YAN, NY 14527-1637 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 21, 2026 | Deed of Trust, Mortgage LYONS SAVINGS BANK |
| Oct 3, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance GENERATIONS BANK |
| Jul 7, 2020 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2011 · Amount on File |
| Deed Sale | Mar 2, 2011 · Amount on File |
| Prior Sale | Jul 16, 2002 · Amount on File |
| Deed Book / Page | 830 / 201 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 385 WATERLOO GENEVA RD, WATERLOO, NY 13165-1286 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001981/90 |
|---|---|
| Date | Jan 21, 2026 |
| Book Page | 1981/90 |
| Instrument | 73098 |
| Name | LYONS SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 385 WATERLOO GENEVA RD, WATERLOO, NY 13165-1286 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001902/232 |
|---|---|
| Date | Oct 3, 2023 |
| Book Page | 1902/232 |
| Instrument | 64185 |
| Name | GENERATIONS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Jul 7, 2020 |
| Property Address | 385 WATERLOO GENEVA RD, WATERLOO, NY 13165-1286 |
| Document Number | 001013/165 |
| Book / Page | 1013 / 165 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 122 GARFIELD AVE, PENN YAN, NY 14527-1637 |
The 2026 property tax bill for 385 Waterloo Geneva Rd was $5,307, up 5.8% from the year before.
Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Waterloo Town |
| Unified School District | Waterloo Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,307.00 (+5.76%) | ||
| 2025 | $5,018.00 | $151,100 Land $37,100 Building $114,000 | $247,700 Land $60,818 Building $186,882 |
| 2023 | $151,100 Land $37,100 Building $114,000 | $212,817 Land $52,254 Building $160,563 | |
| 2019 | $1,808.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 385 Waterloo Geneva Rd; 6 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 385 Waterloo Geneva Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
May also be available: T-Mobile, Verizon.
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