Middlesex County and Perth Amboy City property record for 389 Thomas St, Perth Amboy, NJ 08861
| Property Type | Single Family Home |
|---|---|
| Details | 1,337 sqft · built 1939 |
| Lot Size | 0.076 acres (3,302 sqft) |
| Owner | Company Name on File |
| Last Sale | $195,000 (Jul 2012) |
| Tax Bill | $6,909 (2025) |
| Deeds & Mortgages | Jan 2018 Loan Modification Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-00451-0000-00027 |
| Primary APN | 16-00451-0000-00027 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,337 sqft Living Area |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Construction Type | Frame |
| Lot Area | 3,302 sqft (0.076 acres) |
| Lot Dimensions | 100 ft deep x 33 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 389 THOMAS ST |
|---|---|
| City | PERTH AMBOY |
| State | NJ |
| Zip | 08861-2034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-50 |
| Legal Description | 33X100 28 |
| Legal Block | 451 |
| Legal Lot Number | 27 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | PERTH AMBOY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 4300 |
389 Thomas St is owned by a company that acquired it in December 2015.
Source: Middlesex County and Perth Amboy City records, as of June 30, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 389 THOMAS ST, PERTH AMBOY, NJ 08861-2034 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 11, 2018 | Loan Modification, Mortgage · FHA Mortgage OCWEN LN SERVICING |
| Dec 14, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2012 · Amount on File |
| Deed Sale | Jul 17, 2012 · Amount on File |
| Deed Document Number | 20127426 |
| Deed Book / Page | 6367 / 779 |
| Last Transfer Date | Dec 24, 2015 |
| Transfer Doc | 0002110153 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 389 THOMAS ST, PERTH AMBOY, NJ 08861-2034 |
| Document Number | 0000025386 |
| Instrument Date | Jan 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 389 THOMAS ST PERTH AMBOY NJ 088612034, PERTH AMBOY, NJ 08861-2034 |
| Document Number | 0000025386 |
|---|---|
| Date | Mar 27, 2018 |
| Book Page | 017125/001121 |
| Instrument | 25386 |
| Name | OCWEN LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | WEST PALM BEACH, FL 33407 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 26, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 389 THOMAS ST, PERTH AMBOY, NJ 08861-2034 |
| Document Number | 0000016315 |
| Instrument Date | Dec 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 389 THOMAS ST PERTH AMBOY NJ 088612034, PERTH AMBOY, NJ 08861-2034 |
| Document Number | 0000016315 |
|---|---|
| Date | Mar 2, 2018 |
| Book Page | 017097/001153 |
| Instrument | 16315 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2048 |
The 2025 property tax bill for 389 Thomas St was $6,909, up 5.3% from the year before.
Source: Middlesex County and Perth Amboy City assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Perth Amboy City |
| Unified School District | Perth Amboy City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $217,400 (-) Land $90,200 Building $127,200 | $217,400 (-) Land $90,200 Building $127,200 | |
| 2025 | $6,909.00 (+5.34%) | $217,400 Land $90,200 Building $127,200 | $217,400 Land $90,200 Building $127,200 |
| 2024 | $6,559.00 | ||
| 2023 | $217,400 Land $90,200 Building $127,200 | $217,400 Land $90,200 Building $127,200 | |
| 2022 | $6,467.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 389 Thomas St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 389 Thomas St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PERTH AMBOY WATER DEPARTMENT serves 52,328 people · EPA ID NJ1216001 |
|---|---|
| Water Source | Purchased surface water from MIDDLESEX WATER COMPANY |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Gross alpha radiation not recorded as resolved · Jan 2026 Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2018 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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