Middlesex County and Perth Amboy City property record for 381 Thomas St, Perth Amboy, NJ 08861
| Property Type | Single Family Home |
|---|---|
| Details | 1,557 sqft · built 1949 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $359,000 (Dec 2020) |
| Tax Bill | $8,333 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Dec 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-00451-0000-00024 |
| Primary APN | 16-00451-0000-00024 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,557 sqft Living Area |
| 1st Floor Area | 1,557 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Street Address | 381 THOMAS ST |
|---|---|
| City | PERTH AMBOY |
| State | NJ |
| Zip | 08861-2034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-50 |
| Legal Description | 50X100 25 |
| Legal Subdivision | SPINNAKER POINTE |
| Legal Block | 451 |
| Legal Lot Number | 24 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | PERTH AMBOY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 4300 |
381 Thomas St is owned and occupied by an individual who bought it in December 2020.
Source: Middlesex County and Perth Amboy City records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 381 THOMAS ST, PERTH AMBOY, NJ 08861-2034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 9, 2026 | Intrafamily Transfer, Transfer MAD TITLE AGENCY LLC |
| Dec 22, 2020 | Bargain and Sale Deed, Transfer · Conventional Mortgage PENTAGON FCU |
| Mar 9, 2017 | Grant Deed, Transfer · FHA Mortgage FIRST ALLIANCE HM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 2020 · Amount on File |
| Deed Sale | Dec 22, 2020 · Amount on File |
| Prior Sale | Dec 22, 2020 · Amount on File |
| Deed Document Number | 2020132351 |
| Deed Book / Page | 18193 / 861 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Mar 9, 2026 |
| Property Address | 381 THOMAS ST, PERTH AMBOY, NJ 08861-2034 |
| Document Number | 0000015167 |
| Book / Page | 19968 / 906 |
| Instrument Date | Mar 5, 2026 |
| Instrument | 2026015167 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2026 |
| Title Company | MAD TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 381 THOMAS ST, PERTH AMBOY, NJ 08861-2034 |
| Name | Verified Name |
|---|---|
| Address | 381 THOMAS ST, PERTH AMBOY, NJ 08861-2034 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Dec 22, 2020 |
| Property Address | 381 THOMAS ST, PERTH AMBOY, NJ 08861-2034 |
| Document Number | 0000132351 |
| Book / Page | 18193 / 861 |
| Instrument Date | Aug 25, 2020 |
| Instrument | 2020132351 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | TITLE MASTERS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,821.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 381 THOMAS ST, 381, PERTH AMBOY, NJ 08861-2034 |
| Name | Verified Name |
|---|---|
| Address | 652 OTLOWSKI CT, PERTH AMBOY, NJ 08861-5210 |
| Document Number | 0000132352 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 2020132352 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Sep 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Mar 9, 2017 |
| Property Address | 381 THOMAS ST, PERTH AMBOY, NJ 08861-2034 |
| Document Number | 0000004544 |
| Book / Page | 006948 / 000261 |
| Instrument Date | Feb 8, 2017 |
| Instrument | 4544 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2017 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $256.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 381 THOMAS ST PERTH AMBOY NJ 08861, PERTH AMBOY, NJ 08861 |
| Document Number | 7230 |
|---|---|
| Date | Mar 9, 2017 |
| Book Page | 016703/000070 |
| Instrument | 7230 |
| Name | FIRST ALLIANCE HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | WOODBRIDGE, NJ 07095 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 8, 2047 |
The 2025 property tax bill for 381 Thomas St was $8,333, up 5.3% from the year before.
Source: Middlesex County and Perth Amboy City assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Perth Amboy City |
| Unified School District | Perth Amboy City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $262,200 (-) Land $98,000 Building $164,200 | $262,200 (-) Land $98,000 Building $164,200 | |
| 2025 | $8,333.00 (+5.33%) | $262,200 Land $98,000 Building $164,200 | $262,200 Land $98,000 Building $164,200 |
| 2024 | $7,911.00 | ||
| 2023 | $262,200 Land $98,000 Building $164,200 | $262,200 Land $98,000 Building $164,200 | |
| 2022 | $7,800.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 381 Thomas St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 381 Thomas St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PERTH AMBOY WATER DEPARTMENT serves 52,328 people · EPA ID NJ1216001 |
|---|---|
| Water Source | Purchased surface water from MIDDLESEX WATER COMPANY |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Gross alpha radiation not recorded as resolved · Jan 2026 Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2018 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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