Wayne County property record for 389 Terrace Dr, Wayne, WV 25570
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1988 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $550,000 (Apr 2026) |
| Tax Bill | $1,136 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-9-0008.0000 |
| Primary APN | 11-9-0008.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 2,080 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,011 sqft (0.138 acres) |
| Terrain | Rolling |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 389 TERRACE DR |
|---|---|
| City | WAYNE |
| State | WV |
| Zip | 25570-6058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 (0.138 AC) CEDAR CREST SUB |
| Legal Subdivision | CEDAR CREST SUB |
| Legal Lot Number | 9 |
| Jurisdiction | WAYNE WV |
| Township / Civil Division | UNION |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 20500 |
389 Terrace Dr is held in a trust since April 2026.
Source: Wayne County records, as of May 19, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 100 PALO ALTO ST, WAYNE, WV 25570-0017 |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2026 · Amount on File |
| Deed Sale | Apr 30, 2026 · Amount on File |
| Prior Sale | Aug 3, 2017 · Amount on File |
| Deed Document Number | 2026591505 |
| Deed Book / Page | 794 / 599 |
| Prior Transfer Date | Feb 20, 2025 |
| Prior Transfer Doc | 000783/133 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WAYNE WV |
| Recording Date | Apr 30, 2026 |
| Property Address | 389 TERRACE DR, WAYNE, WV 25570-6058 |
| Document Number | 0000591505 |
| Book / Page | 794 / 599 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 2026591505 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $305,525.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 100 PALO ALTO ST, WAYNE, WV 25570-0017 |
| Document Number | 0000591505, |
|---|---|
| Date | Apr 30, 2026 |
| Book Page | 891/87 |
| Instrument | 2026591505 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 7 Months |
| Due | Nov 1, 2026 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 389 Terrace Dr was $1,136.
Source: Wayne County assessment roll, as of November 20, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Wayne County |
| Municipality | Wayne Town |
| Unified School District | Wayne County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,136.00 | $36,240 Land $3,180 Building $33,060 | $60,400 Land $5,300 Building $55,100 |
| 2023 | $1,051.00 (+1.45%) | $35,580 (+2.07%) Land $3,180 Building $32,400 | $59,300 (+2.07%) Land $5,300 Building $54,000 |
| 2022 | $1,036.00 | $34,860 Land $3,180 Building $31,680 | $58,100 Land $5,300 Building $52,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 389 Terrace Dr in Zone X, an area of minimal flood risk, though there have been 27 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 27 (1980–2015) |
| Claims Outside the SFHA | 9 of 27 |
| Most Recent Claim | Apr 2015 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 389 Terrace Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 75% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WAYNE WATER serves 5,519 people · EPA ID WV3305007 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Aug 2025 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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