379 Terrace Dr, Wayne, WV 25570 Property Records

Wayne County property record for 379 Terrace Dr, Wayne, WV 25570

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1988
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Trust Names on File
Last Sale	$550,000 (Apr 2026)
Tax Bill	$1,176 (2025)
Deeds & Mortgages	Apr 2026 Sale & Construction Loan Jan 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-9-0007.0000`

Property Details

APN / Parcel Number

Primary APN	`11-9-0007.0000`
Alternative APN	`50-11-9-0007.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	2,080 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	6,098 sqft (0.14 acres)
Terrain	Rolling
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	379 TERRACE DR
City	WAYNE
State	WV
Zip	25570-6058
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 (0.138 AC) CEDAR CREST SUB
Legal Subdivision	CEDAR CREST SUB
Legal Lot Number	8
Jurisdiction	WAYNE WV
Township / Civil Division	UNION
Census Block Group	4
Census Block	4014
Census Tract	20500

Owner

379 Terrace Dr is held in a trust since April 2026.

Source: Wayne County records, as of May 19, 2026

Owner of Record	2 Trust Names on File
Mailing Address	100 PALO ALTO ST, WAYNE, WV 25570-0017
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed, Construction Loan · Construction Mortgage NONE LISTED ON DOCUMENT
Jan 13, 2020	Deed of Trust, Mortgage · Line of Credit HUNTINGTON FSB
Jan 16, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2026 · Amount on File
Deed Sale	Apr 30, 2026 · Amount on File
Prior Sale	Jan 16, 2020 · Amount on File
Deed Document Number	2026591505
Deed Book / Page	794 / 599
Prior Transfer Date	Jan 15, 2025
Prior Transfer Doc	0000580441
Record Updated	Sep 20, 2026

April 2026: Deed, Construction Loan

Document Type	Deed
Jurisdiction	WAYNE WV
Recording Date	Apr 30, 2026
Property Address	379 TERRACE DR, WAYNE, WV 25570-6058
Document Number	0000591505
Book / Page	794 / 599
Instrument Date	Apr 27, 2026
Instrument	2026591505
Transaction Type	Construction Loan
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305,525.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	100 PALO ALTO ST, WAYNE, WV 25570-0017

Mortgage

Document Number	0000591505,
Date	Apr 30, 2026
Book Page	891/87
Instrument	2026591505

Lender

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	7 Months
Due	Nov 1, 2026

Interest

Rate	6%
Max Rate	-1%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE WV
Property Address	379 TERRACE DR, WAYNE, WV 25570-6058
Document Number	3130537957
Instrument Date	Jan 13, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 PALO ALTO ST WAYNE WV 255700017, WAYNE, WV 25570-0017

Mortgage

Document Number	3130537957
Date	Jan 16, 2020
Book Page	000817/000569
Instrument	3130537957

Lender

Name	HUNTINGTON FSB
Type	Federal Savings Bank
Address	HUNTINGTON, WV

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 15, 2030

Interest

Rate Type	Adjustable Rate

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WAYNE WV
Recording Date	Jan 16, 2020
Property Address	379 TERRACE DR, WAYNE, WV 25570-6058
Document Number	3130537956
Book / Page	000743 / 000351
Instrument Date	Dec 17, 2019
Instrument	3130537956
Transaction Type	Transfer
Record Updated	Feb 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$216.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 PALO ALTO ST WAYNE WV 255700017, WAYNE, WV 25570-0017

Tax Assessment & Valuation

The 2025 property tax bill for 379 Terrace Dr was $1,176.

Source: Wayne County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Wayne County
Municipality	Wayne Town
Unified School District	Wayne County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,176.00	$37,500 Land $2,760 Building $34,740	$62,500 Land $4,600 Building $57,900
2023	$1,087.00	$36,780 Land $2,760 Building $34,020	$61,300 Land $4,600 Building $56,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 379 Terrace Dr in Zone X, an area of minimal flood risk, though there have been 27 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	27 (1980–2015)
Claims Outside the SFHA	9 of 27
Most Recent Claim	Apr 2015 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, And Landslides, Nov 2003 · 6 claims Heavy & Wind Driven Rain, High Winds,flooding,slides, Mar 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 379 Terrace Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 75% of West Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WAYNE WATER serves 5,519 people · EPA ID WV3305007
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Aug 2025
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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