St. Johns County property record for 389 Silver Lily Way, Saint Augustine, FL 32092
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $585,000 (Jul 2026) |
| Tax Bill | $1,525 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jul 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 027972-3590 |
| Primary APN | 027972-3590 |
|---|
| Lot Area | 7,840 sqft (0.18 acres) |
|---|
| Street Address | 389 SILVER LILY WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3813 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | 118/45-61 SILVER LANDING PHASE 2A LOT 359 OR6285/213 |
| Legal Subdivision | SILVER LANDING PHASE 2A |
| Legal Block | 1 |
| Legal Lot Number | 359 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 20908 |
389 Silver Lily Way, residential vacant land, is owned and occupied by two individuals who bought it in July 2026.
Source: St. Johns County records, as of August 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 389 SILVER LILY WAY, SAINT AUGUSTINE, FL 32092-3813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2026 | Warranty Deed, Transfer · VA Mortgage JET HOMELOANS LLC |
| Jul 17, 2025 | Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2026 · Amount on File |
| Deed Sale | Jul 28, 2026 · Amount on File |
| Deed Document Number | 202664330 |
| Deed Book / Page | 6409 / 883 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 28, 2026 |
| Property Address | 389 SILVER LILY WAY, SAINT AUGUSTINE, FL 32092-3813 |
| Document Number | 0000064330 |
| Book / Page | 6409 / 883 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 202664330 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2026 |
| Title Company | GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $413,595.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 389 SILVER LILY WAY, SAINT AUGUSTINE, FL 32092-3813 |
| Document Number | 0000064331, |
|---|---|
| Date | Jul 28, 2026 |
| Instrument | 202664331 |
| Name | JET HOMELOANS LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 17, 2025 |
| Property Address | 389 SILVER LILY WAY, SAINT AUGUSTINE, FL 32092-3813 |
| Document Number | 0061851991 |
| Book / Page | 6185 / 1991 |
| Map Reference | MB 118 PG 45-61 |
| Instrument Date | Jul 7, 2025 |
| Instrument | 2025056817 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $7,777.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1750 W BROADWAY ST # ST111, ST111, OVIEDO, FL 32765-9618 |
| Name | Verified Name |
|---|---|
| Address | 14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 389 Silver Lily Way was $1,525, up 21.6% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $120,000 (+2.56%) Land $120,000 | $120,000 (+2.56%) Land $120,000 | |
| 2025 | $1,525.00 (+21.61%) | $117,000 (+17%) | $117,000 (+17%) Land $117,000 |
| 2024 | $1,254.00 | $100,000 | $100,000 Land $100,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 389 Silver Lily Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 110 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 110 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 389 Silver Lily Way is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 53% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
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